<h2>Alabama offers three ways to get paid as a family caregiver.</h2>
&nbsp;
1. <a href="https://medicaid.alabama.gov/content/6.0_LTC_Waivers/6.1_HCBS_Waivers/6.1.2_Elderly_Disabled_Waiver.aspx">Alabama Elderly and Disabled Waiver</a>: Designed to allow elderly and/or disabled individuals who would otherwise require care in a nursing facility to remain at home. Services range from adult day care and respite services to meal deliveries.&nbsp;
Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be Alabama resident</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+ or disabled&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">Spouses are not eligible</li>
</ul>
</li>
</ul>
Contact Number: 1-877-425-2243 (Alabama Area Agency on Aging)
<h2 style="padding-left: 36pt;">&nbsp;</h2>
2. <a href="https://medicaid.alabama.gov/content/6.0_LTC_Waivers/6.3_Other_LTC_Programs/6.3.3_Personal_Choices.aspx">Alabama Personal Choices Program</a>: Allows care recipients to choose their caregivers and provides a monthly stipend to hire help and pay for other care expenses.
Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be Alabama resident</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST be; receiving personal assistance services under the SAIL Waiver or Elderly and Disabled Waiver</li>
<li style="font-weight: 400;" aria-level="1">Spouses are not eligible</li>
</ul>
</li>
</ul>
Contact Number: 1-877-425-2243 (Alabama Area Agency on Aging)
&nbsp;
3. <a href="https://medicaid.alabama.gov/content/6.0_LTC_Waivers/6.1_HCBS_Waivers/6.1.6_Sail_Waiver.aspx">State of Alabama Independent Living Medicaid Waiver (SAIL)</a>: Enables disabled adults who would otherwise require care in a nursing facility to remain at home. Services range from helping pay for environmental accessibility adaptations and medical supplies to unskilled respite care.&nbsp;
Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be Alabama resident</li>
<li style="font-weight: 400;" aria-level="1">MUST be 18+ and disabled&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">Spouses, Parents and Children are not eligible</li>
</ul>
</li>
</ul>
Contact Number: 800-441-7607 (toll free) 334-293-7500 (Department of Rehabilitative Services)
<h2 style="padding-left: 36pt;"> </h2>

Ready Set Care cares for the Carer

Everything you need for caregiving all in one place. Personalized care solutions and resources to help you provide better care.

Caregiver Compensation - Alabama | Ready Set Care

Caregiver Compensation - Alabama

Alaska offers two ways to get paid as a family caregiver.
&nbsp;
1. <a href="http://dhss.alaska.gov/dsds/Pages/pca/default.aspx">The Alaska Medicaid Personal Care Services Program</a>: assists elderly and disabled adults who cannot complete activities of daily living. This consumer-directed program enables care recipients to choose, train, and schedule their care and caregivers.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be Alaska resident</li>
<li style="font-weight: 400;" aria-level="1">MUST be a senior or have a disability&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST be qualified to receive regular Denali Care (Alaska Medicaid)</li>
<li style="font-weight: 400;" aria-level="1">Must need assistance with at least one activity of daily living</li>
<li style="font-weight: 400;" aria-level="1">Spouses and legal guardians are not eligible</li>
</ul>
</li>
</ul>
&nbsp;
 Contact Number: 907-269-3666 or 800-478-9996 (Alaska Dept. of Health and Social Services: Senior and Disability Services &ndash; Anchorage office)
&nbsp;
2. <a href="http://dhss.alaska.gov/dsds/Pages/HCBWprogram.aspx">The Alaskans Living Independently (ALI) Medicaid Waiver</a>: is designed to allow elderly and/or disabled individuals who would otherwise require care in a nursing facility to remain at home. Services provided range from adult day care and respite services to accessibility-related home modifications.&nbsp;
&nbsp;
Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be 65+ or disasbled OR 21-64 and physically disabled&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">CANNOT reside in nursing home&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">Spouses are not eligible</li>
</ul>
</li>
</ul>
 Contact Number: 1-800-478-9996 (Toll free) 907-269-3666 (Alaska Dept. of Health and Social Services: Senior and Disability Services &ndash; Anchorage office)

Caregiver Compensation - Alaska | Ready Set Care

Caregiver Compensation - Alaska

Arizona offers two ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://des.az.gov/services/older-adults/home-community-based-services">Arizona Non-Medical, Home and Community Based Services: </a>is a non-Medicaid program that assists elderly and disabled adults who cannot complete activities of daily living. Services provided range from adult day care and respite services to home delivered meals.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be 60+ or 18-60 with a disability</li>
<li style="font-weight: 400;" aria-level="1">Some programs require 65+ with a disability&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST be functionally impaired/unable to perform activities of daily living&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">CANNOT be qualified for AZ Medicaid&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
 Contact Number: &nbsp;602-264-2255 (Arizona Area Agency on Aging, Region One)
 
2. <a href="https://www.azahcccs.gov/PlansProviders/CurrentProviders/SDAC.html">Arizona Self-Directed Attendant Care</a>: is designed to allow elderly and/or disabled individuals who would otherwise require care in a nursing facility to remain at home. This consumer-directed program enables care recipients to choose, train, and schedule their care and caregivers. Costs of certain medical and accessibility equipment are also covered.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be Arizona resident&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+ with a disability&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing home level of care&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST be enrolled in Arizona&rsquo;s Long Term Care System&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
 Contact Number: 800-654-8713
&nbsp;

Ready Set Care cares for the Carer.&nbsp;

Caregiver Compensation - Arizona | Ready Set Care

Caregiver Compensation - Arizona

Arkansas offers one way to get paid as a family caregiver.
&nbsp;
1. <a href="https://humanservices.arkansas.gov/about-dhs/daabhs">Arkansas Independent Choices</a>: allows elderly and disabled adults who cannot complete activities of daily living to remain at home. The program allows family members to be compensated for the personal care services they provide. Costs of certain medical and accessibility equipment are also covered.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be Arkansas resident&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST be 18+</li>
<li style="font-weight: 400;" aria-level="1">MUST require assistance with daily living activities</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses and legal guardians are not eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
 Contact Number: 1-844-581-6018 (DHS: Division of Aging and Adult Services)&nbsp;
&nbsp;

Caregiver Compensation - Arkansas | Ready Set Care

Caregiver Compensation - Arkansas

California offers one way to get paid as a family caregiver.
&nbsp;
1. <a href="http://www.cdss.ca.gov/In-Home-Supportive-Services">In-Home Supportive Services (IHSS)</a>: helps elderly and disabled adults receive informal care at home by helping cover the cost of services such as meal preparation, housecleaning, and personal care services.&nbsp;
 
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be 65+ or disabled or a blind person of any age&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST be low income (eligible for Medi-Cal) </li>
</ul>
</li>
</ul>

Caregiver Compensation - California | Ready Set Care

Caregiver Compensation - California

Colorado offers three ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://www.colorado.gov/pacific/hcpf/consumer-directed-attendant-support-services">Consumer Directed Attendant Support Services Program (CDASS)</a>: is designed to allow elderly and/or disabled individuals who would otherwise require care in a nursing facility to remain at home. This consumer-directed program enables care recipients to choose, train, and schedule their care and caregivers.
&nbsp;
&nbsp;Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be Colorado resident&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be enrolled or eligible for Health First Colorado (Medicaid)</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
2. <a href="https://www.colorado.gov/hcpf/elderly-blind-disabled-waiver-ebd">Elderly, Blind, and Disabled Waiver</a>: enables elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. This program allows the care recipient to choose and pay family members or friends to provide personal care services. Other services under the program include adult day care, respite services, and accessibility-related home modifications.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be resident of Colorado</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+, OR, 18+ and disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
3. <a href="https://co.grand.co.us/267/Home-Care-Allowance-HCA">Home Care Allowance Program</a>: is a non-Medicaid program that allows elderly and disabled adults who cannot complete activities of daily living to remain at home. This program allows friends and family members to be hired and paid for providing personal care services.&nbsp;
&nbsp;
Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be Colorado resident&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST be elderly or disabled&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST require assistance with some ADL&rsquo;s&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST be receiving SSI</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;</li>
</ul>
</li>
</ul>
 Contact Number: 303-866-5700 (Colorado Dept. of Human Services) 970-725-3331 (Social Services)

Caregiver Compensation - Colorado | Ready Set Care

Caregiver Compensation - Colorado

Connecticut offers three ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://ctcommunitycare.org/community-first-choice">Connecticut Community First Choice</a>: is designed to allow elderly and/or disabled individuals who would otherwise require care in a nursing facility to remain at home. This program allows friends and family members to be hired and paid for providing personal care services.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a Connecticut resident&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">IF under 65, MUST be Medicaid eligible&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">Spouses and legal guardians are not eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
 Contact Number: 211 (Connecticut CommunityCare)
&nbsp;
2. <a href="https://uwc.211ct.org/personal-care-assistance-waiver-program-pca-waiver/">Personal Care Assistance Program</a>&rdquo; assists elderly and disabled adults who cannot complete activities of daily living remain at home. This consumer-directed program enables care recipients to choose, train, and schedule their care and caregivers.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a Connecticut resident</li>
<li style="font-weight: 400;" aria-level="1">MUST be 18+</li>
<li style="font-weight: 400;" aria-level="1">MUST have a recognized disability&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST require assistance with at least TWO daily living activities</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are not eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
 Contact Number: 800-445-5394 (Department of Social Services)
&nbsp;
3. <a href="https://portal.ct.gov/DORS/Content-Pages/Programs/Connecticut-Statewide-Respite-Care-Program">Statewide Respite Care Program</a>: is a non-Medicaid program that helps the caregivers of those diagnosed with Alzheimer&rsquo;s and similar conditions. This program offers respite care that is designed to offer the primary caregiver a break.&nbsp;
&nbsp;
Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a Connecticut resident</li>
<li style="font-weight: 400;" aria-level="1">MUST have a diagnosis of Alzheimer's or related dementia condition</li>
<li style="font-weight: 400;" aria-level="1">MUST meet program's financial eligibility (see <a href="https://portal.ct.gov/AgingandDisability/Content-Pages/Programs/Connecticut-Statewide-Respite-Care-Program">website</a>)</li>
<li style="font-weight: 400;" aria-level="1">All 18+ caregivers eligible (Except Spouses)&nbsp;&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
 Contact Number: 1-800-356-5502 (Connecticut Area Agency on Aging)

Caregiver Compensation - Connecticut | Ready Set Care

Caregiver Compensation - Connecticut

The District of Columbia offers one way to get paid as a family caregiver.
&nbsp;
1. <a href="https://dhcf.dc.gov/publication/epd-waiver-program">Elderly and Individuals With Physical Disabilities Waiver (EPD)</a>: is designed to allow elderly and/or disabled individuals who would otherwise require care in a nursing facility to remain at home. Services offered under this program range from adult day care and respite programs to accessibility related home modifications.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of District of Columbia&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+, OR, 18+ and disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are not eligible&nbsp;</li>
</ul>
</li>
</ul>
 Contact Number: 202-442-5988 (Dept. of Health Care Finance (DHCF)

Caregiver Compensation - DC | Ready Set Care

Caregiver Compensation - DC

Delaware offers one way to get paid as a family caregiver.
&nbsp;
1. <a href="https://dhss.delaware.gov/dhss/dmma/dshpplus.html">Diamond State Health Plan Plus</a>: is designed to allow elderly and/or disabled individuals who would otherwise require care in a nursing facility to remain at home. This program allows friends and family members to be hired and paid for providing personal care services. Services offered under this program range from adult day care and respite programs to accessibility related home modifications.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Delaware</li>
<li style="font-weight: 400;" aria-level="1">MUST be elderly or disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;</li>
</ul>
</li>
</ul>
 Contact Number: 1-800-996-9969

Caregiver Compensation - Delaware | Ready Set Care

Caregiver Compensation - Delaware

Florida offers two ways to get paid as a family caregiver.
&nbsp;
1. <a href="http://elderaffairs.state.fl.us/doea/hce.php">Florida Home Care for the Elderly (HCE) Program</a>: is a non-Medicaid program that is designed to allow elderly and/or disabled individuals who would otherwise require care in a nursing facility to remain at home. This program provides a stipend to help pay for food, clothing, and medical services.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be 60+ years of age</li>
<li style="font-weight: 400;" aria-level="1">MUST be at risk for nursing home placement</li>
<li style="font-weight: 400;" aria-level="1">MUST be low income (Recipients of any of the following programs are automatically financially eligible: Supplemental Security Income (SSI), Qualified Medicare Beneficiary (QMB), or Specified Low-income Medicare Beneficiary (SLMB))</li>
<li style="font-weight: 400;" aria-level="1">ONLY adults who live in home with the care recipient are eligible</li>
</ul>
</li>
</ul>
&nbsp;
 Contact Number: &nbsp;1-800-963-5337 (Florida Elder Helpline)
&nbsp;
2. <a href="http://elderaffairs.state.fl.us/doea/smmcltc.php">Florida Statewide Medicaid Managed Care Long-Term Care Program:</a> enables elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. This program allows friends and family members to be hired and paid for providing personal care services. Depending on eligibility, other services might include: adult day care, caregiver training, and meal deliveries.&nbsp;
&nbsp;
Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be legal Florida resident</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65 years old, or, between 18 and 64 years old and designated as disabled by the Social Security Administration</li>
<li style="font-weight: 400;" aria-level="1">MUST be in need of &ldquo;nursing facility level of care&rdquo;</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible, if not already on it (please call the Elder Helpline for more specific financial eligibility)</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;</li>
</ul>
</li>
</ul>
 Contact Number: &nbsp;800-963-5337 ( Toll free Florida Elder Helpline)

Caregiver Compensation - Florida | Ready Set Care

Caregiver Compensation - Florida

Georgia offers one way to get paid as a family caregiver.
&nbsp;
1. <a href="https://dch.georgia.gov/sites/dch.georgia.gov/files/related_files/document/17CCSP.pdf">Georgia Community Care Services Program</a>: enables elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. This program allows the care recipient to choose and pay family members or friends to provide personal care services. Other services range from adult day care and respite care to meal deliveries.&nbsp;
&nbsp;
Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Georgia</li>
<li style="font-weight: 400;" aria-level="1">MUST be 60+ OR, require nursing level of care/have physical limitations</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are not eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: &nbsp;404-656-4507 (Georgia Department of Community Health main office)

Caregiver Compensation - Georgia | Ready Set Care

Caregiver Compensation - Georgia

Hawaii offers two ways to get paid as a family caregiver.
&nbsp;
1. <a href="http://humanservices.hawaii.gov/ssd/home/adult-services/adult-services/">Chore Services Program</a>: allows elderly and disabled adults who cannot complete activities of daily living to remain at home. This program allows friends and family members to be hired and paid for providing personal care services.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Hawaii&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST be at least 18 years of age and disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST require assistance with daily living activities</li>
<li style="font-weight: 400;" aria-level="1">MUST be eligible for Supplemental Security Income and Medicaid</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: &nbsp;808-586-4993 (Hawaii Dept. of Human Services) 
&nbsp;
2. <a href="http://humanservices.hawaii.gov/mqd/">Hawaii Med-QUEST</a>: enables elderly and/or disabled adults to receive care at home. This program provides a stipend to family or friends that serve as the care provider. Other services may include: adult day care and respite care.&nbsp;
&nbsp;
Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Hawaii&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST be elderly, disabled, or blind</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;</li>
</ul>
</li>
</ul>
 Contact Number: 1-800-316-8005 (Toll free Med-QUEST Enrollment Services Section) 1-800-603-1201 (TTY)

Everything you need for caregiving all in one place. Personalized care solutions and resources to help you provide better care.". This field should be editable in case we ever want to change the default meta description.

Caregiver Compensation - Hawaii | Ready Set Care

Caregiver Compensation - Hawaii

Idaho offers one way to get paid as a family caregiver.
&nbsp;
1. <a href="http://healthandwelfare.idaho.gov/services-programs/medicaid-health/about-medicaid-elderly-or-disabled-adults">Idaho Aged and Disabled Waiver</a>: enables elderly and/or disabled adults to receive care at home. This program provides a stipend to family or friends that serve as the care provider.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Idaho</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+, OR, 18-64 and disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 1-877-456-1233 (Idaho Dept. of Health and Welfare (Medicaid Benefits office)

Caregiver Compensation - Idaho | Ready Set Care

Caregiver Compensation - Idaho

<span data-sheets-value="{&quot;1&quot;:2,&quot;2&quot;:&quot;Angelica P. Herrera-Venson, DrPH is a gerontologist, public health and Medicare expert, and published researcher in family caregiving and chronic health conditions. She is the author of The Multicultural Guide to Caregiving and has held prestigious fellowships, including the Health Policy &amp; Aging program and Geriatric Psychiatry fellowship from the National Institute of Mental Health. Angelica was an Associate Director at the National Council on Aging and has worked extensively with Medicare and Medicaid dual-eligible patients. She is currently the owner of Kapok Aging &amp; Caregiver Resources, a hub for caregivers from around the world.&quot;}" data-sheets-userformat="{&quot;2&quot;:15171,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:3,&quot;3&quot;:2},&quot;9&quot;:0,&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:1907741},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:11}">Angelica P. Herrera-Venson, DrPH is a gerontologist, public health and Medicare expert, and published researcher in family caregiving and chronic health conditions. She is the author of The Multicultural Guide to Caregiving and has held prestigious fellowships, including the Health Policy &amp; Aging program and Geriatric Psychiatry fellowship from the National Institute of Mental Health. Angelica was an Associate Director at the National Council on Aging and has worked extensively with Medicare and Medicaid dual-eligible patients. She is currently the owner of Kapok Aging &amp; Caregiver Resources, a hub for caregivers from around the world.

These programs in Illinois help to financially support seniors and family caregivers financially, making it easier and more realistic to provide care.

Caregiver Compensation - Illinois | Ready Set Care

Caregiver Compensation - Illinois

Indiana offers one way to get paid as a family caregiver.
&nbsp;
1. <a href="https://www.in.gov/medicaid/members/212.htm">Indiana Aged and Disables Medicaid Waiver</a>: enables elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. This program provides a stipend to family or friends that serve as the care provider. Other services range from adult day care and respite care to transportation assistance.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Indiana</li>
<li style="font-weight: 400;" aria-level="1">MUST be aged, blind, or disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;</li>
</ul>
</li>
</ul>
 Contact Number: 1-888-673-0002

Caregiver Compensation - Indiana | Ready Set Care

Caregiver Compensation - Indiana

Iowa offers three ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://dhs.iowa.gov/ime/members/medicaid-a-to-z/hcbs/waivers">Home and Community Based Services:</a> Elderly Waiver enables elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. This program allows friends and family members to be hired and paid for providing personal care services. Other services range from adult day care and respite care to transportation assistance.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Iowa</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing home level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are not eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 1-800-338-8366 (Iowa Medicaid Member Services) 1-800-735-2942 (Relay Iowa (TTY))
&nbsp;
2. <a href="https://dhs.iowa.gov/ime/members/medicaid-a-to-z/hcbs/waivers">Home and Community Based Services:</a> Health and Disability Waiver is designed to allow elderly and/or disabled individuals who would otherwise require care in a nursing facility to remain at home. This program allows the care recipient to choose and pay family members or friends to provide personal care services. Other services range from respite care to accessibility related home and vehicle modifications.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Iowa</li>
<li style="font-weight: 400;" aria-level="1">MUST be under the age of 65</li>
<li style="font-weight: 400;" aria-level="1">MUST be blind or disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are not eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 1-800-338-8366 (Iowa Medicaid Member Services) 1-800-735-2942 (Relay Iowa (TTY))
&nbsp;
3. <a href="https://iowaaging.gov/programs-services/supportive-services/case-management">Iowa Senior Living Program</a>: is a non-Medicaid program that enables elderly and/or disabled adults to receive care at home. This program allows and pays for care recipients to choose their caregivers. Other services range from adult day care to respite care and transportation services.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Iowa</li>
<li style="font-weight: 400;" aria-level="1">MUST be 60+ years of age</li>
<li style="font-weight: 400;" aria-level="1">MUST need two or more offered services</li>
<li style="font-weight: 400;" aria-level="1">MUST not be living in a nursing home</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;</li>
</ul>
</li>
</ul>
 Contact Number: 800-532-3213 (Iowa Department on Aging)

Caregiver Compensation - Iowa | Ready Set Care

Caregiver Compensation - Iowa

Kansas offers two ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://www.kdads.ks.gov/commissions/home-community-based-services-(hcbs)/programs/frail-elderly">The Frail Elderly Waiver Program:</a> enables elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. This program allows friends and family members to be hired and paid for providing personal care services. Other services range from adult day care to assistive technology.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Kansas</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses usually NOT eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 855-200-2372 (Kansas Aging and Disability Resource Center)
&nbsp;
2. <a href="https://www.kdads.ks.gov/commissions/commission-on-aging/in-home-services/senior-care-act-(sca)">The Senior Care Act Program:</a> is a non-Medicaid program that assists elderly and disabled adults who cannot complete activities of daily living remain at home. Through this program, friends and certain family members can be paid for providing personal care services. Other services may include: adult day care and respite care.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Kansas</li>
<li style="font-weight: 400;" aria-level="1">MUST be 60+</li>
<li style="font-weight: 400;" aria-level="1">MUST require assistance with at least TWO daily living activities</li>
<li style="font-weight: 400;" aria-level="1">Spouses usually NOT eligible&nbsp;</li>
</ul>
</li>
</ul>
 Contact Number: 855-200-2372 (Kansas Area Agency on Aging)

Caregiver Compensation - Kansas | Ready Set Care

Caregiver Compensation - Kansas

Kentucky offers four ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://chfs.ky.gov/agencies/dail/Pages/hslp.aspx">The Hart-Supported Living Program</a>: is a non-Medicaid program that allows elderly and disabled adults who cannot complete activities of daily living to remain at home. This program allows friends and family members to be hired and paid for providing personal care services. Other services may include: adult day care, respite care, and accessibility related home modifications.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a Kentucky resident</li>
<li style="font-weight: 400;" aria-level="1">MUST be disabled</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 502-564-6930 (Kentucky Cabinet for Health and Family Services)
&nbsp;
2, <a href="https://chfs.ky.gov/agencies/dms/dca/hcbsb/Pages/hcb-waiver.aspx">Home and Community-Based Waiver</a>: enables elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. Through this program, friends and certain family members can be paid for providing personal care services. Other services range from adult day care and respite care to meal deliveries.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a Kentucky resident</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+ or disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 502-564-5560 (Kentucky Cabinet for Health and Family Services)
&nbsp;
3. <a href="https://chfs.ky.gov/agencies/dms/dca/iddcsb/Pages/mpw.aspx">Michelle P. Waiver</a>: enables adults with intellectual or developmental disabilities to receive care at home. This program pays for family members to provide personal care services. Other services include respite care to accessibility related home modifications.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Kentucky</li>
<li style="font-weight: 400;" aria-level="1">MUST have an intellectual or developmental disability</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 1-855-459-6328 (Kentucky Cabinet for Health and Family Services) 1-855-326-4654 (TTY) 502-564-1647
&nbsp;
4. <a href="https://chfs.ky.gov/agencies/dail/Pages/pcap.aspx">The Personal Care Attendant Program</a>: is a non-Medicaid program designed to help adults with functional loss of two or more limbs receive care at home. This program pays for family members to provide personal care services.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a Kentucky resident</li>
<li style="font-weight: 400;" aria-level="1">MUST be 18+</li>
<li style="font-weight: 400;" aria-level="1">MUST be severely disabled with permanent or temporary reoccurring functional loss of two or more limbs</li>
<li style="font-weight: 400;" aria-level="1">MUST require at least 14, but no more than 40, hours of attendant care per week&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 800-372-2973 (Kentucky Cabinet for Health and Family Services) 502-564-5497
&nbsp;

Caregiver Compensation - Kentucky | Ready Set Care

Caregiver Compensation - Kentucky

Louisiana offers one way to get paid as a family caregiver.
&nbsp;
1. <a href="http://dhh.louisiana.gov/assets/docs/OAAS/publications/FactSheets/CCW-Fact-Sheet.pdf">Louisiana Community Choices Waiver</a>: is designed to allow elderly and/or disabled individuals who would otherwise require care in a nursing facility to remain at home. This program helps to pay for a variety of home-based services including: care management and accessibility related home modifications.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be 65+ or an adult with disabilities&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing level of care&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST be low income (Medicaid eligible)&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 855-296-0226 (TTY) 877-456-1146&nbsp;

Caregiver Compensation - Louisiana | Ready Set Care

Caregiver Compensation - Louisiana

Maine offers three ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://www.maine.gov/dhhs/oms/rules/stateplan/index.shtml">Consumer Directed Attendant Services (CDAS)</a>: is a program that enables elderly and/or disabled adults to receive care at home. This program allows the care recipient to choose and pay family members or friends to provide personal care services.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Maine</li>
<li style="font-weight: 400;" aria-level="1">MUST be 18+ and disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid (MaineCare) eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 207-287-3707 (Maine Department of Health and Human Services)
&nbsp;
2. <a href="https://www.maine.gov/dhhs/oads/home-support/elderly-physically-disabled/index.html">Home Based Care (HBC)</a>: is a non-Medicaid program that helps elderly and/or disabled adults receive care at home. Through this program, friends and certain family members can be paid for providing personal care services.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Maine</li>
<li style="font-weight: 400;" aria-level="1">MUST be at least 18 years of age</li>
<li style="font-weight: 400;" aria-level="1">MUST meet physical and financial criteria</li>
<li style="font-weight: 400;" aria-level="1">CANNOT be eligible for Medicaid (MaineCare)</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 207-287-9200 or 800-262-2232 (Maine Office of Aging and Disability Services)
&nbsp;
3. <a href="https://www.maine.gov/dhhs/oads/home-support/elderly-physically-disabled/index.html">Maine Elderly and Adults with Disabilities Waiver</a>: enables elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. This program allows the care recipient to choose and pay family members or friends to provide personal care services. Other services range from respite care to assistive technologies.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Maine</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+, OR, 18-64 and disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 207-287-9200 (Office of Aging and Disability Services) 1-888-568-1112 (Hotline Services)&nbsp;

Caregiver Compensation - Maine | Ready Set Care

Caregiver Compensation - Maine

Maryland offers three ways to get paid as a family caregiver.
&nbsp;
1. <a href="http://mdod.maryland.gov/acp/Pages/Attendant-Care-Home.aspx">Maryland Attendant Care Program</a>: is a non-Medicaid program that helps elderly and/or disabled adults receive care at home. Services may include chores and/or cleaning and transportation assistance.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be resident of Maryland</li>
<li style="font-weight: 400;" aria-level="1">MUST be diagnosed with severe chronic or physical disability</li>
<li style="font-weight: 400;" aria-level="1">MUST be between ages 18-64</li>
<li style="font-weight: 400;" aria-level="1">MUST meet at least ONE of the following:&nbsp;
<ul>
<li style="font-weight: 400;" aria-level="1">Be employed</li>
<li style="font-weight: 400;" aria-level="1">Be actively seeking employment</li>
<li style="font-weight: 400;" aria-level="1">Attending college or educational program</li>
<li style="font-weight: 400;" aria-level="1">Be a resident at nursing facility and seeking transition into community</li>
<li style="font-weight: 400;" aria-level="1">Be at risk for placement into nursing facility, if not for attendant care services</li>
<li style="font-weight: 400;" aria-level="1">Family caregivers MUST be 18+ to qualify</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible</li>
</ul>
</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 410-767-6025 (Maryland Department of Disabilities) 1-800-637-4113 (Toll free)&nbsp;
&nbsp;
2. <a href="https://mmcp.health.maryland.gov/longtermcare/Pages/Community-First-Choice.aspx">Maryland Community First Choice and Caring for Aging Loved Ones</a>: enables elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. Through this program, friends and certain family members can be paid for providing personal care services.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Maryland</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">MUST be medically qualified (as determined by local Health Department)</li>
<li style="font-weight: 400;" aria-level="1">Certain family members may be ineligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 410-767-6025 (Maryland Department of Disabilities) 1-800-637-4113 (Toll free)&nbsp;
&nbsp;
3. <a href="https://aging.maryland.gov/accesspoint/Pages/Community-Pathways-Waiver.aspx">Maryland Community Pathways Waiver:</a> enables adults with intellectual or developmental disabilities to receive care at home. This program pays for family members to provide personal care services. Does not cover senior care.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Maryland</li>
<li style="font-weight: 400;" aria-level="1">MUST have an intellectual or developmental disability</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 1-844-627-5465 (Toll free Maryland Department of Aging)&nbsp;
&nbsp;

Caregiver Compensation - Maryland | Ready Set Care

Caregiver Compensation - Maryland

Massachusetts offers three ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://www.mass.gov/in-home-services">Home Care Program (HCP):</a> assists elderly and disabled adults who cannot complete activities of daily living remain at home. Through this program, friends and certain family members can be paid for providing personal care services. Other services range from adult day care and respite care to money management support.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Massachusetts</li>
<li style="font-weight: 400;" aria-level="1">MUST be at least 60 years of age, OR, under 60 and diagnosed with Alzheimer's disease</li>
<li style="font-weight: 400;" aria-level="1">MUST require assistance with some Activities of Daily Living</li>
<li style="font-weight: 400;" aria-level="1">MUST be living at home and not in an institutional setting</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid or MassHealth eligible</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 800-243-4636 (Massachusetts Executive Office of Elder Affairs) 1-800-243-4636 (Massachusetts Age Info)
&nbsp;
2. <a href="https://www.caregiverhomes.com/for-caregivers/home-care/care-for-elders/states/massachusetts">Massachusetts Caregiver Homes Program</a>: is designed to help elderly and disabled adults receive care at home. This program pays for certain family members to provide personal care services.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Massachusetts</li>
<li style="font-weight: 400;" aria-level="1">MUST be at least 16 years of age</li>
<li style="font-weight: 400;" aria-level="1">MUST require assistance with at least one or more Activities of Daily Living</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid or MassHealth eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 866-797-2333 (Caregiver Homes Care Advisory Unit)
&nbsp;
3. <a href="https://www.mass.gov/masshealth-personal-care-attendant-pca-program">Massachusetts Personal Care Attendant Program</a>: allows elderly and disabled adults to remain at home and receive help completing activities of daily living. This consumer-directed program allows the care recipient to choose, train, and schedule their care and caregivers.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Massachusetts</li>
<li style="font-weight: 400;" aria-level="1">MUST have a permanent disability</li>
<li style="font-weight: 400;" aria-level="1">MUST require assistance with at least 2 ADL's</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 800-841-2900 (MassHealth Customer Service Center) 1-800-497-4648 (TTY)&nbsp;
&nbsp;

Caregiver Compensation - Massachusetts | Ready Set Care

Caregiver Compensation - Massachusetts

Michigan offers two ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://www.michigan.gov/documents/dhs/DHS-PUB-0815_198252_7.pdf">Home Help</a>: assists elderly and disabled adults who cannot complete activities of daily living to remain at home. Through this program, friends and certain family members can be paid for providing personal care services including: meal preparation, laundry, and general housekeeping.&nbsp;
&nbsp;
 
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Michigan</li>
<li style="font-weight: 400;" aria-level="1">MUST be 18+ years of age</li>
<li style="font-weight: 400;" aria-level="1">MUST need assistance with at least ONE daily living activity</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 1-800-979-4662 (Michigan Department of Health and Human Services)&nbsp;
&nbsp;
2. <a href="https://www.michigan.gov/mdhhs/0,5885,7-339-71547_2943_4857-16263--,00.html">Michigan Choice Waiver Program</a>: is designed to help elderly and disabled adults receive care at home or in a community setting. Through this program, friends and certain family members can be paid for providing personal care services. Other services may include: adult day care, respite care, and environmental modifications.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Michigan</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+, OR, disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing home level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 313-446-4444 (Detroit Area Agency on Aging)&nbsp;

Caregiver Compensation - Michigan | Ready Set Care

Caregiver Compensation - Michigan

Minnesota offers three ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://mn.gov/dhs/people-we-serve/seniors/services/home-community/programs-and-services/alternative-care.jsp">Alternative Care Program</a>: is a non-Medicaid program that enables elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. This program allows and pays for care recipients to choose their caregivers. Services range from adult day and respite care to meal deliveries.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Minnesota</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST not have enough income to pay for nursing home stay over 135+ days</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 800-333-2433 (Senior LinkAge Line)&nbsp;
&nbsp;
2. <a href="https://mn.gov/dhs/people-we-serve/people-with-disabilities/services/home-community/programs-and-services/csg.jsp">Consumer Support Grant Program</a>: assists elderly and disabled adults who cannot complete activities of daily living remain at home. Through this program, friends and certain family members can be paid for providing personal care services.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Minnesota</li>
<li style="font-weight: 400;" aria-level="1">MUST require assistance with daily living activities</li>
<li style="font-weight: 400;" aria-level="1">MUST live in a county that offers the program</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
3. <a href="https://mn.gov/dhs/people-we-serve/seniors/services/home-community/programs-and-services/elderly-waiver.jsp">Minnesota Elderly Waiver:</a> is designed to help elderly and disabled adults receive care at home or in a community setting. This program pays friends and certain family members for providing personal care services. Covered services may include: adult day and respite care, skilled nursing visits, and meal deliveries.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Minnesota</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing home level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 800-333-2433 (Senior LinkAge Line)&nbsp;
&nbsp;

Caregiver Compensation - Minnesota | Ready Set Care

Caregiver Compensation - Minnesota

Mississippi offers one way to get paid as a family caregiver.
&nbsp;
1. <a href="http://www.medicaid.ms.gov/programs/independent-living-waiver/">Mississippi Independent Living Waiver</a>: helps adults with severe disabilities receive care from home. This program helps care recipients pay for personal care services and equipment. This waiver can also help nursing home residents safely transition back into their community.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be age 16 or older</li>
<li style="font-weight: 400;" aria-level="1">MUST have severe neurological or orthopedic disability</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be low income (Medicaid eligible)</li>
</ul>
</li>
</ul>
 Contact Number: 800-421-2408 (Within Mississippi) 601-359-9548 (Outside Mississippi)

Caregiver Compensation - Mississippi | Ready Set Care

Caregiver Compensation - Mississippi

Missouri offers two ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://health.mo.gov/seniors/hcbs/hcbsmanual/pdf/3.25.pdf">Consumer Directed State Plan Personal Care Program</a>: enables elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. This program pays friends and certain family members for providing personal care services.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Missouri</li>
<li style="font-weight: 400;" aria-level="1">MUST be 18+</li>
<li style="font-weight: 400;" aria-level="1">MUST be physically disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be able to self-direct their own care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 855-373-4636 (Missouri Department of Social Services Family Support Division)
&nbsp;
2. <a href="https://dss.mo.gov/mhd/waivers/1915c-home-and-community-waivers/independent-living.htm">Missouri Independent Living Waiver</a>: is designed to help elderly and disabled adults receive care at home. This program allows and pays for care recipients to choose their caregivers. Other services include: environmental accessibility adaptations and case management.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Missouri&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST be age 18-64 and physically disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be able to self-direct their own care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: &nbsp;573-751-3425 (Missouri HealthNet Division)

Caregiver Compensation - Missouri | Ready Set Care

Caregiver Compensation - Missouri

Montana offers two ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://dphhs.mt.gov/sltc/csb#la-147861265-montana-big-sky-waiver-program">Home and Community Based Services Waiver (Big Sky)</a>: is designed to help elderly and disabled adults receive care at home or in a community setting. This program pays friends and certain family members for providing personal care services. Other services range from adult day and respite care to transportation assistance.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Montana</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+ OR disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 1-800-219-7035 (Mountain Pacific Quality Health)
&nbsp;
2. <a href="https://dphhs.mt.gov/sltc/csb#147861266-community-first-choice-cfcpersonal-assistance-services-pas">Montana Community First Choice/Personal Assistance Programs</a>: helps elderly and disabled adults receive care at home. Through this program, friends and certain family members can be paid for providing personal care services.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Montana</li>
<li style="font-weight: 400;" aria-level="1">MUST have a health condition that limits ability to perform activities of daily living&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible&nbsp;</li>
</ul>
</li>
</ul>
 Contact Number: 406-444-4564 (Abby Holm, Program Manager) 1-888-706-1535 (Montana Public Assistance Helpline)

Ready Set Care cares for the Carer&nbsp;

Caregiver Compensation - Montana | Ready Set Care

Caregiver Compensation - Montana

Nebraska offers three ways to get paid as a family caregiver.
&nbsp;
1. <a href="http://dhhs.ne.gov/Pages/Medicaid-Aged-and-Disabled-Waiver.aspx">Nebraska Aged and Disabled Waiver</a>: is designed to help elderly and disabled adults receive care at home or in a community setting. This program pays friends and certain family members for providing personal care services. Other services range from respite care to home modifications.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Nebraska</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+, OR, disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be able to be safely served at home</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible&nbsp;&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 1-844-843-6364 (Toll free Nebraska Aging and Disability Resource Center)&nbsp;
&nbsp;
2. <a href="http://dhhs.ne.gov/Pages/Disabled-Persons-and-Family-Support.aspx">Nebraska Disabled Persons and Family Support Program</a>: is a non-Medicaid program that helps adults with severe disabilities receive care from home. Through this program, friends and certain family members can be paid for providing personal care services. Other services range from housekeeping to home safety and accessibility modifications.&nbsp;
&nbsp;
Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Nebraska</li>
<li style="font-weight: 400;" aria-level="1">MUST meet program's financial requirements (depends on household size/monthly income)</li>
<li style="font-weight: 400;" aria-level="1">MUST be an employed adult with disabilities, OR,</li>
<li style="font-weight: 400;" aria-level="1">MUST be an adult with disabilities living independently</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 402-471-9220 (Department of Health and Human Services, Lincoln county) 1-844-807-1197 (Toll free outside Lincoln)
&nbsp;
3. <a href="http://dhhs.ne.gov/Pages/Medicaid-Home-and-Community-Based-Services.aspx">Personal Assistance Services</a>: allows elderly and disabled adults who cannot complete activities of daily living to remain at home. Under this program, certain family members can be hired and paid to carry out personal care services.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Nebraska</li>
<li style="font-weight: 400;" aria-level="1">MUST have a chronic medical condition or a disability</li>
<li style="font-weight: 400;" aria-level="1">MUST require assistance with daily living activities</li>
<li style="font-weight: 400;" aria-level="1">MUST be living at home</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible&nbsp;</li>
</ul>
</li>
</ul>

Caregiver Compensation - Nebraska | Ready Set Care

Caregiver Compensation - Nebraska

Nevada has three ways to get paid as a family caregiver.
&nbsp;
1. <a href="http://adsd.nv.gov/Programs/Seniors/HCBW/HCBW_Prog/">Home and Community-Based Waiver (HCBW)</a>: enables elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. This program offers partial consumer-direction, allowing a care recipient to select a caregiver from a list of approved providers.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Nevada</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 775-687-4210 (Aging and Disability Services Division Administrative Office)
&nbsp;
2. <a href="http://adsd.nv.gov/Programs/Seniors/COPE/COPE_Prog/">Nevada Community Options Program for the Elderly Program (COPE)</a>: helps elderly and disabled adults receive care at home. Under this program, certain family members can be hired and paid to carry out personal care services. Some services may include: adult day and respite care.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Nevada</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be financially eligible (call for current income guidelines)</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 775-687-4210 (Aging and Disability Services Division Administrative Office)
&nbsp;
3. <a href="http://dhcfp.nv.gov/Pgms/LTSS/LTSSPCS/">Nevada Personal Care Services Program</a>: assists elderly and disabled adults who cannot complete activities of daily living remain at home. This program pays friends and certain family members for providing personal care services.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Nevada&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST be disabled or require assistance with daily living activities</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 800-525-2395 (opt. 1, then opt. 4) (Nevada Medicaid)

Caregiver Compensation - Nevada | Ready Set Care

Caregiver Compensation - Nevada

New Hampshire offers one way to get paid as a family caregiver.
&nbsp;
1. <a href="https://www.gsil.org/wp-content/uploads/2016/02/PCA-Booklet.pdf">Personal Care Attendant Services (PCAS</a>): is designed to help adults who use wheelchairs to receive care at home. This program offers partial consumer-direction, allowing the care recipient to select their caregivers (usually not family members).&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of New Hampshire</li>
<li style="font-weight: 400;" aria-level="1">MUST be at least 18 years of age</li>
<li style="font-weight: 400;" aria-level="1">MUST require use of wheelchair</li>
<li style="font-weight: 400;" aria-level="1">MUST be able to self-direct own care</li>
<li style="font-weight: 400;" aria-level="1">MUST require assistance with at least 2 activities of daily living</li>
<li style="font-weight: 400;" aria-level="1">MUST require at least 2 hours of medically oriented personal attendant services per day</li>
<li style="font-weight: 400;" aria-level="1">MUST not require 24/7 care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
</ul>
</li>
</ul>
 Contact Number: 603-228-9680 (Granite State Independent Living) 800-826-3700

Caregiver Compensation - New Hampshire | Ready Set Care

Caregiver Compensation - New Hampshire

New Jersey offers two ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://www.state.nj.us/humanservices/doas/services/jacc/">Assistance for Community Caregiving</a>: is a non-Medicaid program that enables elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. Under this program, certain family members can be hired and paid to carry out personal care services. Some services may include: adult day and respite care.&nbsp;
&nbsp;
Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a legal resident of New Jersey</li>
<li style="font-weight: 400;" aria-level="1">MUST be 60+ years of age</li>
<li style="font-weight: 400;" aria-level="1">MUST reside in their own home or home of relative or friend</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST be low income (but NOT eligible for Medicaid)</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 1-877-222-3737&nbsp; (Toll free Aging and Disability Resource Connection (ADRC))
&nbsp;
2. <a href="https://www.state.nj.us/humanservices/dmahs/clients/njppp.html">Personal Preference Program (PPP)</a>: is designed to allow elderly and/or disabled individuals who would otherwise require care in a nursing facility to remain at home. This program helps pay for care recipients to hire their own caregivers and control their own care plans. PPP can also cover costs of medical services and home modifications.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of New Jersey</li>
<li style="font-weight: 400;" aria-level="1">MUST be NJ FamilyCare eligible</li>
<li style="font-weight: 400;" aria-level="1">MUST be in need of personal care services for at least six months</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 888-285-3036&nbsp; (Division of Disability Services)
&nbsp;

Caregiver Compensation - New Jersey | Ready Set Care

Caregiver Compensation - New Jersey

New Mexico offers one way to get paid as a family caregiver.
&nbsp;
1. <a href="https://www.hsd.state.nm.us/uploads/FileLinks/7e67885e3eed4167b30f1a92231b4ea6/Self_Directed_Comm_Benefit_FAQs_4_24_14.pdf">Centennial Care Community Benefit Program</a>: enables elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. This program helps pay for care recipients to hire their own caregivers and control their own care plans. Other services range from adult day and respite care to home modifications.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of New Mexico</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 888-997-2583 (New Mexico Human Services Department Medical Assistance Division- Customer Service Hotline) 505-827-3103

Caregiver Compensation - New Mexico | Ready Set Care

Caregiver Compensation - New Mexico

New York offers two ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://www.health.ny.gov/health_care/medicaid/program/longterm/cdpap.htm">Consumer Directed Personal Assistance Program</a>: allows elderly and disabled adults who cannot complete activities of daily living to remain at home. Under this program, certain family members can be hired and paid to carry out personal care services.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be 60+, OR, have a disability</li>
<li style="font-weight: 400;" aria-level="1">MUST require assistance with daily living activities</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 518-449-7080 (New York Area Agency on Aging)
&nbsp;
2. <a href="http://www.nyhealth.gov/health_care/medicaid/program/longterm/expand.htm">Expanded In-home Services for the Elderly (EISEP)</a>: is a non-Medicaid program that helps elderly and disabled adults receive care at home. This program helps pay for care recipients to hire their own caregivers and control their own care plans. Other covered services can range from adult day and respite care to transportation assistance.&nbsp;&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be 60+</li>
<li style="font-weight: 400;" aria-level="1">MUST need help with activities of daily living</li>
<li style="font-weight: 400;" aria-level="1">MUST be low income (But not Medicaid eligible)</li>
<li style="font-weight: 400;" aria-level="1">Depending on income the service is also available on a sliding scale, call local AAA for more information</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible</li>
</ul>
</li>
</ul>
 Contact Number: 518-449-7080 (New York Area Agency on Aging) 800-342-9871 (Senior Citizen Helpline)

Caregiver Compensation - New York | Ready Set Care

Caregiver Compensation - New York

North Carolina offers two ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://medicaid.ncdhhs.gov/beneficiaries/get-started/find-programs-and-services/community-alternatives-program-disabled-adults">Community Alternative Program for Disabled Adults</a>: enables elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. Under this program, certain family members can be hired and paid to carry out personal care services. Other covered services can range from adult day and respite care to meal deliveries.&nbsp;&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of North Carolina</li>
<li style="font-weight: 400;" aria-level="1">MUST be an adult 18+ with a disability</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 919-855-4100 (Medicaid Division of Health Benefits) 919-855-4388 (For questions regarding the consumer-direction program)
&nbsp;
2. <a href="https://www.ncdhhs.gov/assistance/disability-services/in-home-aides">In-Home Aide Services</a>: is a non-Medicaid program that assists elderly and disabled adults who cannot complete activities of daily living remain at home. This program helps pay for care recipients to hire their own caregivers and control their own care plans.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of North Carolina</li>
<li style="font-weight: 400;" aria-level="1">MUST be 60+ or disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST require assistance with daily living activities</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 1-800-662-7030 (North Carolina Department of Health and Human Services Customer Service Center)

Caregiver Compensation - North Carolina | Ready Set Care

Caregiver Compensation - North Carolina

North Dakota offers three ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://www.nd.gov/dhs/services/adultsaging/homecare2.html">Expanded Service Payments for the Elderly and Disabled Program</a>: allows elderly and disabled adults who cannot complete activities of daily living to remain at home. Under this program, certain family members can be hired and paid to carry out personal care services. Other covered services can range from adult day and respite care to meal deliveries.&nbsp;&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of North Dakota</li>
<li style="font-weight: 400;" aria-level="1">MUST not be severely impaired in Activities of Daily Living</li>
<li style="font-weight: 400;" aria-level="1">MUST require assistance with at least 3 Instrumental Activities of Daily Living</li>
<li style="font-weight: 400;" aria-level="1">MUST not be living in an institutional setting</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid and SSI eligible</li>
</ul>
</li>
</ul>
&nbsp;
2. <a href="https://www.nd.gov/dhs/info/pubs/docs/medicaid/fact-sheet-medicaid-state-plan-personal-care-services.pdf">Medicaid State Plan Personal Services</a>: is designed to help elderly and disabled adults receive care at home or in a community setting. This program helps pay for care recipients to hire their own caregivers and control their own care plans.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of North Dakota</li>
<li style="font-weight: 400;" aria-level="1">MUST require assistance for 30 days or more</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
3. <a href="https://www.nd.gov/dhs/services/adultsaging/homecare1.html">Service Payments for the Elderly and Disabled Program</a>: is a non-Medicaid program that enables elderly and disabled adults to receive care at home or in a community setting. Through this program, friends and certain family members can be paid for providing personal care services. Other covered services might include:&nbsp; adult day and respite care to home modifications.&nbsp;&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of North Dakota</li>
<li style="font-weight: 400;" aria-level="1">MUST require assistance with at least FOUR activities of daily living</li>
<li style="font-weight: 400;" aria-level="1">MUST have impairment expected to last 3 months or longer</li>
<li style="font-weight: 400;" aria-level="1">MUST be able to self-direct own care</li>
<li style="font-weight: 400;" aria-level="1">MUST be low-income</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;

Caregiver Compensation - North Dakota | Ready Set Care

Caregiver Compensation - North Dakota

Ohio offers three ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://www.help4seniors.org/Programs-Services/Home-Community-Care-Options/Elderly-Services-Program.aspx">Elderly Services Program (ESP)</a>: allows elderly and disabled adults who cannot complete activities of daily living to remain at home. Under this program, certain family members can be hired and paid to carry out personal care services.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Ohio</li>
<li style="font-weight: 400;" aria-level="1">MUST reside in a participating county: Butler, Clinton, Hamilton, or Warren</li>
<li style="font-weight: 400;" aria-level="1">Butler and Clinton county residents: Age 65+</li>
<li style="font-weight: 400;" aria-level="1">Hamilton and Warren county residents: Age 60+</li>
<li style="font-weight: 400;" aria-level="1">MUST require some assistance with Daily Living Activities&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST meet income requirements</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 513-721-1025 (Ohio Council on Aging)
&nbsp;
2. <a href="https://www.medicaid.ohio.gov/Portals/0/For%20Ohioans/Programs/MyCareOhio/CommunityWell.pdf">MyCare Ohio Plan (MCOP)</a>: enables elderly and disabled adults to receive care at home or in a community setting. Through this program, friends and certain family members can be paid for providing personal care services. Other covered services might include: adult day and respite care to home modifications.&nbsp;&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Ohio</li>
<li style="font-weight: 400;" aria-level="1">MUST be at least 65 years of age</li>
<li style="font-weight: 400;" aria-level="1">MUST reside in one of the 29 participating counties</li>
<li style="font-weight: 400;" aria-level="1">MUST be receiving services from both Medicare AND Medicaid</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 800-324-8680 (Ohio Medicaid Consumer Hotline)
&nbsp;
3. <a href="http://www.coaaa.org/cms/services/need-help-staying-at-home/passport">PASSPORT Waiver</a>: is designed to help elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. This program allows certain family members to be hired and paid to carry out personal care services. Other services range from adult day and respite care to meal deliveries.
&nbsp;
Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Ohio&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST be at least 60 years of age</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 614-645-7250 (PASSPORT Intake)

Caregiver Compensation - Ohio | Ready Set Care

Caregiver Compensation - Ohio

Oklahoma offers two ways to get paid as a family caregiver.
&nbsp;
1. <a href="http://www.okdhs.org/services/aging/Pages/ADvantageservices.aspx">ADvantage</a>: enables elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. This program allows certain family members to be hired and paid to carry out personal care services. Other services range from adult day and respite care to meal deliveries.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be an Oklahoma resident</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+, OR, 21+ and disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 918-933-4900 (Oklahoma Department of Human Services) 800-435-4711
 
2. <a href="http://www.okdhs.org/services/aging/Pages/stateplanpersonalcare.aspx">Personal Care Program</a>: allows elderly and disabled adults who cannot complete activities of daily living to remain at home. Under this program, certain family members can be hired and paid to carry out personal care services.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Oklahoma</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+ or disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST require assistance with daily living activities</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 1-800-435-4711 (State Plan Personal Care Intake Line)

Caregiver Compensation - Oklahoma | Ready Set Care

Caregiver Compensation - Oklahoma

Oregon offers five ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://www.oregon.gov/DHS/spwpd/ltc/inhome.shtml">Client-Employed Provider Program</a>: is designed to help elderly and disabled adults, who require nursing facility level of assistance, to receive care at home. This program pays for certain family members to provide personal care services.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Oregon</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+, OR, disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 503-945-5600 (Oregon Department of Human Services) 503-945-6214 (TTY)
&nbsp;
2. <a href="http://www.dhs.state.or.us/spd/tools/cm/ic/index.htm">Independent Choices Program</a>: enables elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. This program allows the care recipient to choose and pay family members or friends to provide personal care services.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Oregon</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+, OR, physically disabled&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be able to self-direct their care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 503-945-5600 (Oregon Department of Human Services) 503-945-6214 (TTY) 855-673-2372 (Aging and Disability Resource Connection of Oregon)
&nbsp;
3. <a href="https://www.oregon.gov/DHS/SENIORS-DISABILITIES/KPLAN/Pages/index.aspx">K Plan</a>: enables elderly and disabled adults to receive care at home or in a community setting. This program allows certain family members to be hired and paid to carry out personal care services. Other services range from adult day and respite care to meal deliveries.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Oregon&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible&nbsp;&nbsp;&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 503-945-5600 (Oregon Department of Human Services) 503-945-6214 (TTY)&nbsp;
&nbsp;
4. <a href="https://www.oregon.gov/DHS/SENIORS-DISABILITIES/SUA/Pages/OPI.aspx">Oregon Project Independence (OPI)</a>: helps the caregivers of those who cannot complete activities of daily living to remain at home as well as those diagnosed with Alzheimer&rsquo;s and similar conditions. Under this program, certain family members can be hired and paid to carry out personal care services.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Oregon</li>
<li style="font-weight: 400;" aria-level="1">MUST be 60+, OR, have diagnosis of Alzheimer's or related dementia, MS, or inoperable brain tumor</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST NOT be eligible for Medicaid</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 503-945-5600 (Oregon Department of Human Services) 503-945-6214 (TTY)&nbsp;
&nbsp;
5. <a href="https://www.payingforseniorcare.com/oregon/spousal-pay">Spousal Pay Program</a>: allows spouses to be compensated for acting as primary caregivers.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Oregon</li>
<li style="font-weight: 400;" aria-level="1">MUST be legally married to spouse</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">The caregiver and spouse MUST both be residents of Oregon, legally married, and residing at home (not in a skilled nursing home or assisted living facility)</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 1-800-282-8096 or 503-947-5162 (Local AAA within Oregon) 503-945-6214 (TTY)&nbsp;
&nbsp;

Caregiver Compensation - Oregon  | Ready Set Care

Caregiver Compensation - Oregon

Pennsylvania offers two ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://www.aging.pa.gov/publications/policy-procedure-manual/Documents/Chapter%20IV%20-%20OPTIONS%20Program.pdf">Pennsylvania Options Program</a>: is a non-Medicaid program that allows elderly and disabled adults who cannot complete activities of daily living to remain at home. This program allows the care recipient to choose and pay family members or friends to provide personal care services. Other services range from respite care to counseling.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Pennsylvania</li>
<li style="font-weight: 400;" aria-level="1">MUST be 60+</li>
<li style="font-weight: 400;" aria-level="1">MUST require assistance with daily living activities</li>
<li style="font-weight: 400;" aria-level="1">CANNOT be receiving services from Medicaid programs</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 717-783-1550 (Pennsylvania Department of Aging)
&nbsp;
2. <a href="https://www.dhs.pa.gov/Services/Disabilities-Aging/Pages/Long-Term-Care-Services.aspx">Services my Way</a>: enables elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. Under this program, certain family members can be hired and paid to carry out personal care services.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Pennsylvania</li>
<li style="font-weight: 400;" aria-level="1">MUST be 18+</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be qualified for the Aging Waiver (60+) or Attendant Care Program (ages 18-59)</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible</li>
</ul>
</li>
</ul>
 Contact Number: 1-866-286-3636 (Pennsylvania Long Term Care Helpline)

Caregiver Compensation - Pennsylvania | Ready Set Care

Caregiver Compensation - Pennsylvania

Rhode Island offers one way to get paid as a family caregiver.
&nbsp;
1. <a href="http://www.ohhs.ri.gov/medicaid/">Global Consumer Choice Compact Waiver</a>: enables elderly and disabled adults to receive care at home or in a community setting. This program allows certain family members to be hired and paid to carry out personal care services.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Rhode Island</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+ years of age or disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
</ul>
</li>
</ul>
 Contact Number: 401-462-3000 (Rhode Island Division of Elderly Affairs)

Caregiver Compensation - Rhode Island | Ready Set Care

Caregiver Compensation - Rhode Island

South Carolina offers two ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://www.scdhhs.gov/historic/insideDHHS/Bureaus/BureauofLongTermCareServices/CLTCOverview.html">Community Choices / Long Term Care Waiver</a>: enables elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. Under this program, certain family members can be hired and paid to carry out personal care services. Other services range from adult day and respite care to meal deliveries.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of South Carolina</li>
<li style="font-weight: 400;" aria-level="1">MUST be 18+ and disabled, or 65+</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 888-549-0820 (Department of Health and Human Services Healthy Connections Office)
&nbsp;
2. <a href="https://ddsn.sc.gov/sites/default/files/Documents/Resources/Medicaid%20HCBS%20Waiver/Community%20Support%20Waiver%20Information%20Sheet%2011-2019.pdf">Community Supports Waiver</a>: is designed to help adults with intellectual or related disabilities receive care at home. This program pays for family members to provide personal care services.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of South Carolina</li>
<li style="font-weight: 400;" aria-level="1">MUST have an intellectual or related disability</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible&nbsp;</li>
</ul>
</li>
</ul>
 Contact Number: 1-800-289-7012 (South Carolina Department of Disabilities and Special Needs)

Caregiver Compensation - South Carolina | Ready Set Care

Caregiver Compensation - South Carolina

No Caregiver Compensation programs.&nbsp;

Caregiver Compensation - South Dakota | Ready Set Care

Caregiver Compensation - South Dakota

Tennessee offers one ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://www.tn.gov/tenncare/long-term-services-supports/choices.html">Tennessee Choices in Long-Term Care Program</a>: enables elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. Under this program, certain family members can be hired and paid to carry out personal care services.
&nbsp;
Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Tennessee</li>
<li style="font-weight: 400;" aria-level="1">MUST be 21+ and disabled, OR, 65+</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible&nbsp;</li>
</ul>
</li>
</ul>
 Contact Number: 1-800-342-3145 (Tennessee Division of TennCare)

Caregiver Compensation - Tennessee | Ready Set Care

Caregiver Compensation - Tennessee

Texas offers three ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://hhs.texas.gov/laws-regulations/handbooks/cw-ccad/section-1000-program-description">Community Care for the Aged and Disabled (CCAD)</a>: is a non-Medicaid program that helps adults with severe disabilities receive care from home. Under this program, certain family members can be hired and paid to carry out personal care services. The program may also offer services such as adult day care and meal deliveries.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Texas</li>
<li style="font-weight: 400;" aria-level="1">MUST be at least 18+</li>
<li style="font-weight: 400;" aria-level="1">MUST be disabled or require significant physical assistance</li>
<li style="font-weight: 400;" aria-level="1">MUST meet financial guidelines</li>
<li style="font-weight: 400;" aria-level="1">CANNOT be receiving same services from Medicaid program</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 1-855-937-2372 (Texas Health and Human Services)
&nbsp;
2. <a href="https://hhs.texas.gov/services/health/medicaid-chip/programs-services/starplus">STAR+PLUS</a>: enables elderly and disabled adults to receive care at home or in a community setting. This program pays for family members to provide personal care services. Services include: respite care and home modification services.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Texas</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+ or disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible&nbsp;&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 1-800-252-8263 (Medicaid Client Hotline)
&nbsp;
3. <a href="https://hhs.texas.gov/doing-business-hhs/provider-portals/long-term-care-providers/resources/community-first-choice-cfc">Texas Community First Choice</a>: enables elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. This program allows certain family members to be hired and paid to carry out personal care services.
&nbsp;
Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Texas</li>
<li style="font-weight: 400;" aria-level="1">MUST require assistance with daily living activities</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 1-800-252-8263 (Medicaid Client Hotline)
&nbsp;

Caregiver Compensation - Texas | Ready Set Care

Caregiver Compensation - Texas

Utah offers two ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://medicaid.utah.gov/ltc-2/">Home</a><a href="https://medicaid.utah.gov/ltc-2/"> </a><a href="https://medicaid.utah.gov/ltc-2/">and Community Based Alternatives Program</a>: is a non-Medicaid program that enables elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. This program allows certain family members to be hired and paid to carry out personal care services. Program services may include: adult day and respite care and chore services.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Utah</li>
<li style="font-weight: 400;" aria-level="1">MUST be 18+</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be low-income</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Numbers by Region:&nbsp;
<ul>
<li style="list-style-type: none;">
<ul>
<li aria-level="1">Five County Area Agency on Aging: 435-673-3548</li>
</ul>
</li>
</ul>
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">Bear River Area Agency on Aging: 435-752-7242</li>
<li style="font-weight: 400;" aria-level="1">Southeastern Utah Area Agency on Aging: 435-637-4268</li>
<li style="font-weight: 400;" aria-level="1">Uintah Basin Area Agency on Aging: 435-722-4518</li>
<li style="font-weight: 400;" aria-level="1">Davis County Department of Family Health and Senior Services: 801-525-5050</li>
<li style="font-weight: 400;" aria-level="1">Six County Area Agency on Aging: 435-893-0721</li>
<li style="font-weight: 400;" aria-level="1">Weber-Morgan Area Agency on Aging: 801-625-3770</li>
<li style="font-weight: 400;" aria-level="1">Salt Lake County Aging Services: 385-468-3200</li>
<li style="font-weight: 400;" aria-level="1">San Juan County Area Agency on Aging: 435-587-3225</li>
<li style="font-weight: 400;" aria-level="1">Mountainland Area Agency on Aging: 801-229-3804</li>
<li style="font-weight: 400;" aria-level="1">Tooele County Aging &amp; Adult Services: 435-882-2870</li>
<li style="font-weight: 400;" aria-level="1">Council on Aging/ Golden Age Center: 435-789-2169</li>
</ul>
</li>
</ul>
&nbsp;
2. <a href="https://medicaid.utah.gov/ltc-2/nc/">New Choices Waiver:</a> enabled elderly and disabled adults residing in long term care facilities to be moved home. This program allows family members to be hired and paid to provide care. Program services may include: adult day and respite care and meal deliveries.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Utah</li>
<li style="font-weight: 400;" aria-level="1">MUST be 18+ (18-64 and disabled)</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be currently residing in a nursing or assisted living facility</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible&nbsp;</li>
</ul>
</li>
</ul>
 Contact Number: 800-662-9651 (Utah Department of Health opt 6)

Caregiver Compensation - Utah | Ready Set Care

Caregiver Compensation - Utah

Vermont offers two ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://asd.vermont.gov/services/attendant-services-program">Attendant Services Program</a>: enables disabled adults to receive care at home or in a community setting. This program allows family members to be hired and paid to provide care.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Vermont</li>
<li style="font-weight: 400;" aria-level="1">MUST be at least 18 years of age</li>
<li style="font-weight: 400;" aria-level="1">MUST be disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST be able to direct their own attendant care services</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible&nbsp;</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 802-828-0610 (Vermont Dept. of Disabilities, Aging and Independent Living) 802-229-0501 or 800-639-1522 (Vermont Center for Independent Living) 800-642-5119 (Vermont Area Agency on Aging)
&nbsp;
2. <a href="https://dvha.vermont.gov/global-commitment-to-health/global-commitment-to-health-1115-waiver-2017-documents">Global Commitment to Health Waiver: </a>&nbsp;enables elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. This program allows certain family members to be hired and paid to carry out personal care services. Program services may include: adult day and respite care and home modifications.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a Vermont resident</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 1-800-250-8427 (Department of Vermont Health Access Agency of Human Services)

Caregiver Compensation - Vermont | Ready Set Care

Caregiver Compensation - Vermont

Virginia offers one way to get paid as a family caregiver.
&nbsp;
1. <a href="https://www.thearcofva.org/ccc-plus-waiver">Commonwealth Coordinated Care Plus Medicaid Waiver</a>: enables elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. This program allows certain family members to be hired and paid to carry out personal care services. Other program services include: respite care and home/vehicle modifications.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Virginia</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+, OR, disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing home level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible</li>
</ul>
</li>
</ul>
 Contact Number: 888-444-8182 (Consumer Direct Care Network)

Caregiver Compensation - Virginia | Ready Set Care

Caregiver Compensation - Virginia

Washington offers four ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://www.dshs.wa.gov/altsa/stakeholders/hcbs-%E2%80%93-copes-draft-waiver-amendment-application">Community Options Program Entry System (COPES)</a>: enables elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. COPES helps pay for a range of services from personal and respite care to meal deliveries.&nbsp;
 
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be age 18 or older</li>
<li style="font-weight: 400;" aria-level="1">MUST be low income</li>
<li style="font-weight: 400;" aria-level="1">MUST live within a site's service area and able to live safely in the community at time of enrollment</li>
<li style="font-weight: 400;" aria-level="1">Care needs MUST meet certain requirement</li>
<li style="font-weight: 400;" aria-level="1">Caregivers MUST be 18+</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 360-725-2300 (Washington State Department of Social and Health Services &ndash; Aging and Long-Term Support Administration)
&nbsp;
2. <a href="https://www.hca.wa.gov/health-care-services-supports/program-administration/medicaid-personal-care">Medicaid Personal Care Program</a>: assists elderly and disabled adults who cannot complete activities of daily living. This program covers individuals living at home or in assisted living facilities. Under this program, certain family members can be hired and paid to carry out personal care services.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Washington</li>
<li style="font-weight: 400;" aria-level="1">MUST require assistance with daily living activities</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 1-877-501-2233 (Washington Dept. of Social and Health Services) 1-877-980-9220
&nbsp;
3. <a href="https://www.dshs.wa.gov/altsa/stakeholders/what-new-freedom-and-who-eligible">The New Freedom Program</a>: is designed to allow elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. This program allows certain family members to be hired and paid to carry out personal care services either at home or in assisted living communities.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Washington</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+, OR, 18+ and disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">MUST reside in King or Pierce County</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 360-725-2300 (Washington State Department of Social and Health Services &ndash; Aging and Long-Term Support Administration)
&nbsp;
4. <a href="https://www.dshs.wa.gov/altsa/stakeholders/community-first-choice-option">Washington Community First Choice Option</a>: enables disabled adults to receive care at home or in a community setting. This program allows family members to be hired and paid to provide care.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Washington</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+, OR, 18+ and disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible</li>
</ul>
</li>
</ul>
 Contact Number: 360-725-2393 (Aging and Long-Term Support Home and Community Services Division) 360-407-1572 (Developmental Disabilities Administration Central Office)

Caregiver Compensation - Washington | Ready Set Care

Caregiver Compensation - Washington

West Virginia offers three ways to get paid as a family caregiver.
&nbsp;
1. <a href="http://www.wvseniorservices.gov/HelpatHome/MedicaidAgedandDisabledWaiver/tabid/77/Default.aspx">Aged and Disabled Medicaid Waiver</a>: enables elderly and disabled adults to receive care at home or in a community setting. This program allows family members to be hired and paid to provide care.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be resident of West Virginia</li>
<li style="font-weight: 400;" aria-level="1">MUST be over 65, OR, 18+ and disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 304-558-3317 (West Virginia Bureau of Senior Services)&nbsp;
&nbsp;
2. <a href="http://www.wvseniorservices.gov/HelpatHome/Lighthouse/tabid/74/Default.aspx">Lighthouse Program</a>: is a non-Medicaid program that helps elderly adults receive care at home. Under this program, certain family members can be hired and paid to carry out personal care services.&nbsp;
&nbsp;
Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of West Virginia</li>
<li style="font-weight: 400;" aria-level="1">MUST be 60+&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">MUST NOT be eligible for or receiving Medicaid services</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 877-987-3646 (Toll free) 304-558-3317 (West Virginia Bureau of Senior Services)
&nbsp;
3. <a href="http://www.wvsilc.org/rypas.htm">Ron Yost Personal Assistance Services Program</a>: is a non-Medicaid program that enables severely disabled adults to receive care at home or in a community setting. This program allows certain family members to be hired and paid to carry out personal care services.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of West Virginia</li>
<li style="font-weight: 400;" aria-level="1">MUST have a disability expected to continue for at least 12 months</li>
<li style="font-weight: 400;" aria-level="1">MUST need assistance with daily living activities</li>
<li style="font-weight: 400;" aria-level="1">MUST NOT be eligible for Medicaid&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">All caregivers eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 1-855-855-9743 (Toll free) 304-766-4624 (West Virginia Statewide Independent Living Council)

Caregiver Compensation - West Virginia | Ready Set Care

Caregiver Compensation - West Virginia

Wisconsin offers two ways to get paid as a family caregiver.
&nbsp;
1. <a href="https://www.dhs.wisconsin.gov/familycare/whatisfc.htm">Family Care Program</a>: enables severely disabled adults to receive care at home or in a community setting. This program allows certain family members to be hired and paid to carry out personal care services. Other services include: health care services and case management.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Wisconsin</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+, OR, 18+ and disabled, OR, have dementia, OR, have a terminal illness</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 608-267-7286 (Department. of Health Services)
&nbsp;
2. <a href="https://www.dhs.wisconsin.gov/iris/index.htm">IRIS (Include, Respect, I Self-Direct) Program</a>: is designed to allow elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. This program allows certain family members to be hired and paid to carry out personal care services either at home or in assisted living communities.
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a resident of Wisconsin</li>
<li style="font-weight: 400;" aria-level="1">MUST be 18+</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">MUST be living in a county where IRIS is available</li>
<li style="font-weight: 400;" aria-level="1">Program is only available in Columbia, Fond du Lac, Kenosha, La Crosse, Milwaukee (serves the elderly population only), Ozaukee, Portage, Racine, Richland and Sheboygan Counties.</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 888-515-4747 (IRIS Service Center (for people already enrolled in IRIS and seeking assistance))

Caregiver Compensation - Wisconsin | Ready Set Care

Caregiver Compensation - Wisconsin

Wyoming offers one way to get paid as a family caregiver.
&nbsp;
1. <a href="https://www.payingforseniorcare.com/medicaid-waivers/wy-community-choices.html">Long Term Care Waiver</a>: is designed to allow elderly and/or disabled adults who require nursing facility level of assistance to receive care at home. This program allows certain family members to be hired and paid to carry out personal care services. Services may include: respite care and transportation.&nbsp;
&nbsp;
 Program Requirements
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">MUST be a Wyoming resident</li>
<li style="font-weight: 400;" aria-level="1">MUST be 65+, OR, 19+ and disabled</li>
<li style="font-weight: 400;" aria-level="1">MUST require nursing facility level of care</li>
<li style="font-weight: 400;" aria-level="1">MUST be Medicaid eligible</li>
<li style="font-weight: 400;" aria-level="1">Spouses are NOT eligible</li>
</ul>
</li>
</ul>
&nbsp;
Contact Number: 1-855-203-2823 (Wyoming Medicaid Long Term Care Unit) 1-855-203-2936

Caregiver Compensation - Wyoming | Ready Set Care

Caregiver Compensation - Wyoming

<span data-sheets-value="{&quot;1&quot;:2,&quot;2&quot;:&quot;A Certified Senior Advisor with 20+ years of experience in Geriatric Care Management. She focuses on the senior housing industry, especially assisted living, nursing, and specialty memory care. She is also an Accredited Agent with the U.S. Veterans Administration, licensed to represent claims before the Office of General Council, and a licensed insurance agent in life, health, and annuity products for the state of Virginia.&quot;}" data-sheets-userformat="{&quot;2&quot;:15171,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:3,&quot;3&quot;:2},&quot;9&quot;:0,&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:5197647},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:11}">A Certified Senior Advisor with 20+ years of experience in Geriatric Care Management. She focuses on the senior housing industry, especially assisted living, nursing, and specialty memory care. She is also an Accredited Agent with the U.S. Veterans Administration, licensed to represent claims before the Office of General Counsel, and a licensed insurance agent in life, health, and annuity products for the state of Virginia.

It's essential to understand Medicaid facts versus myths in order to not be taken advantage of later down the line. Learn more about receiving Medicaid coverage here.

10 Medicaid Myths Debunked: Fact Vs. Fiction | Ready Set Care

10 Medicaid Myths Debunked: Fact Vs. Fiction

Many people who act as caregivers for their elderly relatives or another person who qualifies as a dependent will end up expending significant funds to do so. While some assistance can be sourced from government and <a href="https://www.readysetcare.com/resources/articles/employer-resources-available-for-caregivers">employer</a> programs, many of these expenses must be paid for out of pocket. This is especially true if you are providing <a href="https://www.readysetcare.com/resources/articles/in-home-senior-care">in-home care services</a> including being a home caregiver. There are a variety of federal and state <a href="https://www.readysetcare.com/resources/articles/federal-and-state-tax-breaks-for-family-caregivers">tax breaks</a> for family caregivers, and the state agency responsible for elder care in your state may also provide access to certain resources.&nbsp;
For those who spend a certain amount of money on such care, whether home health care or services outside of the home such as adult day care, the tax code allows them to claim tax deductions for certain expenses if the person they are caring for qualifies as a dependent.&nbsp;
When you are not the sole source of personal care and financial support, and multiple family caregivers are caring for a single person, the situation is more complicated, and a Multiple Support Declaration may be required to claim the tax break. This article will explain when and how such a declaration can be used. First, let&rsquo;s take a look at how a person you are providing caregiving services for can qualify as your dependent for federal income tax purposes, reducing your tax obligations. 
<h2>How Your Loved One Can Qualify As Your Dependent</h2>
For the person you&rsquo;re caring for to quality as a dependent on your tax returns, the following must apply:&nbsp; 
<ul>
<li>They must be a U.S. citizen.&nbsp;</li>
<li>The caregiver must provide greater than half of the support of the person being cared for.&nbsp;
<ul>
<li>Included in support are things like clothing, housing, medical expenses, education, recreation, and transportation. If the care recipient receives home health care and resides in your home, you can use the fair market rental value of the housing as part of your support.</li>
<li>Their gross annual income must be less than $4,300 for the 2021 tax year.&nbsp;</li>
</ul>
</li>
</ul>
<ul>
<li style="font-weight: 400;" aria-level="2">Social Security benefits and tax-exempt interest are typically not considered in the income test. However, income from savings and investments is included.</li>
<li style="font-weight: 400;" aria-level="1">They must either live with you as the caregiver for the entire year or be listed by the Internal Revenue Service (IRS) as a relative who does not have to live with you as one of your dependents.</li>
<li style="font-weight: 400;" aria-level="1">Your loved one is not allowed to file a joint return with another taxpayer other than if the return is filed strictly for the sole purpose of receiving a tax return, and they have no tax liability during the year in which the return is filed.</li>
<li style="font-weight: 400;" aria-level="1">Records of the amount spent caring for your relative have to be retained to prove that you are providing no less than 50% of their care.&nbsp;
<ul>
<li style="font-weight: 400;" aria-level="2">IRS Publications <a href="https://www.irs.gov/pub/irs-pdf/p17.pdf">17</a> and <a href="https://www.irs.gov/pub/irs-pdf/p501.pdf">501</a> include lists of all qualifying expenditures.&nbsp;</li>
</ul>
</li>
</ul>
It is possible to claim some relatives as dependents, even if they don&rsquo;t live with you. Such relatives include parents, stepparents, parents-in-law, grandparents, great-grandparents, aunts, and uncles. In order to claim anyone else as a dependent, they must be a full-time member of the same household for the year, whether or not you act as a home caregiver for them.
&nbsp;
<h2>What is a Multiple Support Declaration?</h2>
What happens when family caregivers split caregiving duties so that no single person qualifies for the write-off by meeting the 50% support threshold? In such a case, one of the siblings can still retain eligibility to claim the deduction. To do that, each of the siblings would have to sign <a href="https://www.irs.gov/forms-pubs/about-form-2120">IRS Form 2120</a>, a Multiple Support Declaration.&nbsp;
This form specifies the family member who can claim the person being cared for as a dependent. Every one of the caregivers who sign the form must have contributed at least 10% of the money spent caring for the person, and no single one of the caregivers can have paid more than 50% of the cost of support. The names of all of the caregivers must be listed on the form, along with their addresses and social security number.
The family member who will claim the deduction files Forms 2120 along with their own income tax return. This applies to earned income that is subject to self-employment tax reported by 1099-misc or is reflected on form w-2. If you are filing Form 2120, do not send the signed statements with your taxes, instead keep them yourself so that you have them ready to present if required. There are no gross income limits on taking the deduction.
If so desired, the deduction can be rotated from one year to the next among the siblings involved.&nbsp;
<h2>Are Medical Expenses Covered Under a Multiple Support Declaration?</h2>
The taxpayer who is able to claim a relative as a dependent can also deduct for income tax purposes medical expenses they pay on behalf of that person. To ensure that you are able to successfully claim the deduction, it&rsquo;s important to directly pay health care providers for their services instead of reimbursing the person you are caring for.&nbsp;
When it comes time to do taxes, add those medical expenses to the total medical costs incurred by your family. If you itemize, and your total medical expenses are more than 7.5% of adjusted growth income (AGI) for the year, the amount in excess of the 7.5% cut-off can be deducted. If a multiple support agreement is in effect, the taxpayer who is claiming the relative as a dependent is the only one who can claim the medical expenses.

<span data-sheets-value="{&quot;1&quot;:2,&quot;2&quot;:&quot;A Registered Investment Advisor Representative and Senior Planning Specialist with 30+ years of experience. As President and Chief Investment Officer of Santa Ana-based Syzygy Financial LLC, he helps seniors deal with all financial and healthcare aspects of the senior experience, including Social Security claiming strategies, Medicare, Medigap, long-term care, and overall financial planning strategy.&quot;}" data-sheets-userformat="{&quot;2&quot;:8963,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:3,&quot;3&quot;:2},&quot;11&quot;:4,&quot;12&quot;:0,&quot;16&quot;:11}">Joshua Iversen is a Registered Investment Advisor Representative and Senior Planning Specialist with 30+ years of experience. As President and Chief Investment Officer of Santa Ana-based Syzygy Financial LLC, he helps seniors deal with all financial and healthcare aspects of the senior experience, including Social Security claiming strategies, Medicare, Medigap, long-term care, and overall financial planning strategy.

Learn how a Multiple Support Declaration can be used to write off expenses paid for a person you care for even if you don’t pay more than 50% of their support

Caregiving & Taxes: What To Know About Multiple Support Declarations | Ready Set Care

Caregiving & Taxes: What To Know About Multiple Support Declarations

Long-term care can be a confusing term due to its various meanings. As your loved ones age, they will most likely have long-term care needs that entail either&nbsp;<a href="https://www.readysetcare.com/resources/articles/what-are-the-different-senior-living-options">different senior living options</a>&nbsp;such as in-home caregivers, assisted living, independent senior living, or a nursing home. The question is how to pay for the type of care that Medicare, Medicaid, and other insurance options don&rsquo;t cover. Medicare generally covers time-limited home health, hospice, adult day care,&nbsp; and skilled nursing care for rehabilitation, but the <a href="https://www.readysetcare.com/resources/articles/understanding-the-aging-process">aging process can require hands-on caregiving for years</a>. Medicare will not provide long-term care coverage for your health care. Other private health insurance is also limited in what they will pay for.
As the cost of long-term care continues to rise and as the primary caregiver, you should be concerned about what it means for your loved one and other family members. Genworth estimates the <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html">median monthly cost of assisted living in 2022 to be $4635</a>. Some areas of the country will be much higher.&nbsp;
Many older adults opted for traditional long-term care insurance policies. These insurance policies can work well for families, but in most cases, there is no reimbursement of premiums paid at the time of death, depending on the type of policy you have. And there is a waiting period before benefits begin.&nbsp; Also, there are strict requirements related to meeting the criteria of <a href="https://www.readysetcare.com/resources/articles/a-brief-guide-to-the-activities-of-daily-living-adls-and-instrumental-activities-of-daily-living-iadls-">challenges with activities of daily living.</a> To address the problem of losing premiums paid upon death, estate planners and families consider other ways to pay for the long-term care of a loved one. Life insurance is one way to finance long-term care, and hybrid life insurance and long-term care insurance policies are becoming more popular.&nbsp;
&nbsp;
<h2>How Does Life Insurance Pay for Long-Term Care? </h2>
There are several ways that life insurance pays for Long-Term Care. The types of policies can be complicated so make sure you understand the pros and cons of all of them.
<h3 style="padding-left: 36pt;"> Life Settlement</h3>
A life insurance policy has value and some companies will purchase your life insurance policy.&nbsp;
At the time of sale, the company agrees to pay a percentage of the policy&rsquo;s face value over several months. The total amount paid will be less than the policy&rsquo;s death benefit. The term for this type of conversion is &ldquo;life settlement.&rdquo;&nbsp;
The company that buys your policy is the new owner of the policy and they take over the payment of the policy&rsquo;s monthly premium. The new policyholder will collect the full amount of the death benefit when the policyholder dies, except for a small amount for funeral expenses that goes to the original policyholder&rsquo;s beneficiary.
This process &ldquo;converts&rdquo; a life insurance benefit into a long-term care benefit. Selling your life insurance policy can free up funds for assisted living or in-home care and alleviate payment of premiums, but you may be taxed on the amount you receive.&nbsp;&nbsp;
All types of life insurance policies can be converted, but the money must be used for long-term care, such as an assisted living facility. You will not have to go through underwriting to get the benefit which means you can be healthy and still qualify. 
<h3 style="padding-left: 36pt;">Viatical Settlement</h3>
A viatical settlement is similar to a life settlement in that you sell your policy to a company.&nbsp;
The difference is that you must have a chronic or terminal illness with less than two years to live, as determined by a medical exam and statement from your physician. With a viatical settlement, your heirs will receive no death benefit payout. 
<h3 style="padding-left: 36pt;">Accelerated Death Benefits</h3>
Accelerated death benefits are similar to viaticals.&nbsp;
An accelerated death benefit is a provision written into the life insurance policy that allows the policyholder to begin collecting on the value of the policy tax-free while they are still alive if they are diagnosed with a terminal illness. An accelerated death benefit can also help with the <a href="https://acl.gov/ltc/costs-and-who-pays/who-pays-long-term-care/using-life-insurance-to-pay-for-long-term-care">policy that states you need long-term care services for an extended time</a>, are in a nursing home, and are incapable of performing activities of daily living.
<h2>&nbsp;</h2>
<h2>Are These Life Insurance Policies Enough to Fund Long-Term Care?</h2>
Whether cashing in on a life insurance policy will be enough to fund long-term care is a critical question to consider.&nbsp;
Think about other sources of income should the policy not be sufficient to cover long-term care costs and maximize any Medicare-covered services such as home health care and hospice. 
<h2>What is a Hybrid Life Insurance Policy?</h2>
Hybrid policies are life Insurance policies that attempt to offer consumers a more flexible approach to financing long-term care needs while leaving a benefit to family members. Hybrid life insurance policies include:
<h3 style="padding-left: 36pt;">Linked Benefit Life Insurance</h3>
A linked benefit insurance policy is a hybrid policy that links a life insurance policy with a long-term care policy. Typically, the long-term care benefit amount is equal to about five times the premium you pay.&nbsp; 
<h3 style="padding-left: 36pt;">Long-Term Care Rider on a Life Insurance Policy</h3>
When you buy life insurance, you may have the option to add a long-term care rider. The rider pays for in-home care or a senior living facility. The care benefits probably won&rsquo;t be as robust as a traditional long-term care policy.&nbsp;
Payments for long-term care decrease the death benefit and can only be used for five years.&nbsp;
To use the long-term care rider, you need to meet similar criteria as a traditional long-term care policy which requires assistance with two out of six activities of daily living. An elimination period before using benefits may also be required. 
<h3 style="padding-left: 36pt;">Chronic Illness Rider on Life Insurance</h3>
When you purchase a life insurance plan, you can add a critical or chronic illness rider. You can then take money from your death benefit to pay for your care, and there is no time limit.&nbsp;
If you qualify, you can get a lump sum to pay for a care facility or in-home services. 
<h2>Plan for Long-Term Care Using a Life Insurance Policy</h2>
Using one of the many life insurance products to pay for long-term care should be carefully considered in the context of your future estate planning. Evaluate the financial strength of the companies under consideration. This is your money and you deserve to use it to pay for your care. Not every life insurance company is the same, and you will need to compare policies and companies. After all, you don&rsquo;t want your long-term care expenses to bankrupt you or your family.

Amanda Lambert is <span data-sheets-value="{&quot;1&quot;:2,&quot;2&quot;:&quot;A Certified Care Manager, Aging Life Care Professional, and Certified Master Guardian Emeritus.\nShe is also the founder of Lambert Care Management, providing care management and consultation services to older and disabled adults. She has 20+ years of experience in geriatrics, with expertise in mental health, home health, and guardianship, as well as all aspects of care planning, including assessment, projected costs of care, client advocacy and education, caregiver coaching, and advance directives. She is also co-author with Leslie Eckford of Choose Your Place: Rethinking Home as You Age (2020), Aging with Care: Your Guide to Hiring and Managing Caregivers at Home (Rowman and Littlefield 2018).&quot;}" data-sheets-userformat="{&quot;2&quot;:13059,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:3,&quot;3&quot;:2},&quot;11&quot;:4,&quot;12&quot;:0,&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:11}">a Certified Care Manager, Aging Life Care Professional, and Certified Master Guardian Emeritus. She is also the founder of Lambert Care Management, providing care management and consultation services to older and disabled adults. She has 20+ years of experience in geriatrics, with expertise in mental health, home health, and guardianship, as well as all aspects of care planning, including assessment, projected costs of care, client advocacy and education, caregiver coaching, and advance directives. She is also co-author with Leslie Eckford of Choose Your Place: Rethinking Home as You Age (2020), Aging with Care: Your Guide to Hiring and Managing Caregivers at Home (Rowman and Littlefield 2018).

Funding long-term care is a concern for aging adults and their families. Learn how life insurance policies can help pay for in-home care or senior living.

How To Use Life Insurance To Fund Long-Term Care For A Loved One You're Caring For | Ready Set Care

How To Use Life Insurance To Fund Long-Term Care For A Loved One You're Caring For

Family caregivers are a critical part of the American healthcare system, providing ongoing support to aging parents or loved ones with disabilities. Caregivers are often providing long-term care to people within their own homes, with the role frequently lasting for <a href="https://www.caregiver.org/resource/caregiver-statistics-demographics/">4 years or even longer</a>.&nbsp;
Caring for a loved one can also be intense, both practically and emotionally, and caregivers often struggle to still earn at their normal levels. Indeed, many caregivers must give up their jobs or cut down their hours to be able to support their loved ones.&nbsp;
Other ways of earning need to be found, which is why we&rsquo;re looking at how you can get paid as a family caregiver. There are plenty of ways to do so, along with some complexities to think about. 
<h2>How To Get Paid To Support Your Family Member</h2>
Below are five resources to consider to get paid as a family caregiver: 
<h3 style="padding-left: 36pt;">1. Medicaid Programs</h3>
Medicaid offers a variety of <a href="https://www.medicaid.gov/medicaid/long-term-services-supports/self-directed-services/index.html">self-directed programs</a>, often through the home and community-based services (HCBS) waiver programs. Some of these are personal assistance services (PAS) programs, which focus on the activities of daily living, such as toileting and dressing. These programs provide valuable human services that help seniors to stay in their own homes for longer.&nbsp;
These Medicaid programs generally focus on home care, although there are some situations where they may apply to group home situations instead.&nbsp;
Seniors eligible for such Medicaid programs have control over some aspects of their care, including who provides it. The self-direction aspect of these programs often gives seniors the chance to hire family members as paid caregivers.&nbsp;
Bear in mind that the processes can take a while. As <a href="https://www.aarp.org/caregiving/financial-legal/info-2017/you-can-get-paid-as-a-family-caregiver.html">AARP points out</a>, self-directed care typically involves assessment, planning, budgeting, and selection steps. Planning can be particularly detailed, as this can involve considering the level of care needed and developing a care plan.&nbsp;
Each of those steps take time, which may leave your loved one without support for longer than you would like. As such, it&rsquo;s important to start early and look into home health care and financial assistance before doing so feels essential.
There is also the Medicare-Medicaid program, PACE, which has a consumer-directed focus, giving seniors more control over the care providers they use and the specific personal care services. In some situations, this program may pay for family caregivers as well.&nbsp;
<h4 style="padding-left: 72pt;">Differences Between States</h4>
Most states offer some type of self-directed program. However, the names of the programs vary from one state to the next, as do the specifics. There can be differences in services supported, the amount that caregivers are paid, and whether adult children or spouses can act as caregivers.&nbsp;
As a result, you&rsquo;ll need to do some digging into state Medicaid programs. You&rsquo;ll need to learn what&rsquo;s available in your local area, along with the different program requirements. Local area agencies on aging (AoAs) can help to guide you, as they already have plenty of resources for the local area. <a href="https://eldercare.acl.gov/Public/Index.aspx">The government&rsquo;s Eldercare Locator</a> also makes it easy to find local services.&nbsp;
Finding local experts can also help you to navigate the complexities of the different Medicaid programs, as they vary in their requirements and how you apply. Someone who knows the ropes can help you to make the best use of your time and increase the likelihood of success.&nbsp;&nbsp;
<h4 style="padding-left: 72pt;">Requirements For These Programs</h4>
Because these programs run through Medicaid, Medicaid eligibility plays strongly in determining whether seniors are eligible or not. These criteria differ from state to state, so they&rsquo;ll be determined by where you live.&nbsp;
There are functional criteria too, which look at the senior&rsquo;s current abilities and the level of care they need.&nbsp;
If the senior isn&rsquo;t eligible for Medicaid due to their finances, they may qualify for <a href="https://www.nolo.com/legal-encyclopedia/how-does-medicaids-medically-needy-program-work.html">Medicaid&rsquo;s Medically Needy Program</a>. This program takes medical expenses into account when considering Medicaid eligibility and could allow some people to be eligible who weren&rsquo;t before.&nbsp;&nbsp; 
<h3 style="padding-left: 36pt;">2. Non-Medicaid Programs</h3>
Many states also have additional programs that aren&rsquo;t associated with Medicaid. These vary even more dramatically than the Medicaid-based ones.&nbsp;
You&rsquo;ll see differences in what these programs are called, how they&rsquo;re funded, who is eligible, and the services they offer. For example, some programs may only offer support for people who need nursing home-level care, others may focus on people with disabilities, while still others may even provide services for healthy seniors.&nbsp;
With so many differences, it&rsquo;s crucial to pay close attention to your local area. This is where the relevant programs are. Pay attention to where the information comes from as well, as many sites have out-of-date details, which might mean you don&rsquo;t get a complete picture of eligibility requirements or all the benefits of a given program.&nbsp;
Here at Ready Set Care, we have a collection of <a href="../../resources/explorer/caregiver-compensation">state-specific caregiver compensation articles</a>. Each of these provides details about the current programs that help caregivers to get paid. For example, <a href="../../resources/articles/caregiver-compensation-california">California has just one option</a>, In-Home Supportive Services (IHSS), while <a href="../../resources/articles/caregiver-compensation-texas">Texas has three</a>. These articles can help you learn about your local choices, giving you a starting point for seeking services.&nbsp;&nbsp; 
<h3 style="padding-left: 36pt;">3. Veterans Benefits</h3>
For those who have served their country and meet all the criteria, The Department of Veterans Affairs (VA) <a href="../../resources/articles/how-to-learn-about-veterans-benefits">provides additional support</a>.&nbsp;
A key area is <a href="https://acl.gov/programs/veteran-directed-home-and-community-based-services/veteran-directed-home-community-based">the Veteran Directed Care Program</a>. This was once known as Veteran-Directed Home and Community-Based Services and has a strong person-centered emphasis. The program allows veterans to direct the long-term care services and supports they receive, which includes being able to hire and pay caregivers.&nbsp;
There are also VA pension benefits that may help veterans to pay family caregivers, especially as these can <a href="https://www.va.gov/pension/">scale based on need</a>. For example, the VA Aid and Attendance Benefit are designed for disabled pensions who need regular support with activities of daily living. Such VA benefits can make a large difference, although some families may not be eligible.&nbsp;
Some of these benefits apply not just to veterans, but also to surviving spouses.&nbsp; 
<h3 style="padding-left: 36pt;">4. Long-Term Care Insurance</h3>
Long-term care insurance can be a valuable option. As the name suggests, this specifically provides for long-term care, which can include care in a facility or home-based care. Some health insurance policies also have the option of a long-term rider. This allows seniors to use some of their death benefits to pay for long-term care while they are still alive.&nbsp;
There are some limitations though. First, the senior needs to be eligible for the insurance, which isn&rsquo;t always the case. Some will be rejected, especially if they are in poor health. Even if the senior is accepted, long-term care insurance often comes with high premiums. It may simply be out of the reach of some people.&nbsp;
Also, long-term care insurance requires planning ahead. Seniors need to be paying into it before they start to need long-term support. As such, this mightn&rsquo;t be viable for seniors who are starting to need long-term services and haven&rsquo;t looked at the insurance angle.&nbsp;
You&rsquo;ll also need to find out about the specific benefits of the insurance. Will the insurance pay for caregiving directly or give the senior money that they&rsquo;re able to use for caregiving? Some policies may not even support family caregiving, so it&rsquo;s crucial to check first.&nbsp; 
<h3 style="padding-left: 36pt;">5. Personal Care Agreements&nbsp;</h3>
Personal Care Agreements go by a few names, including a caregiver contract, elder care contract, or personal care agreement. The idea is to make a formal agreement within the family, so the caregiver can be paid regularly. The agreement may also act as a care plan, so everyone is on the same page about how the senior will be supported.&nbsp;
The agreement should outline the specific care services that are provided, compensation, and any other important areas. For example, what happens if home modifications are needed or the required level of care increases?&nbsp;
It&rsquo;s helpful to get other people involved in the process, including professionals, to make sure that everything is reasonable and legal. Doing so is important for any type of family care situation, as it&rsquo;s easy for things to get emotional and complicated.
Personal care agreements are often made between the senior and the adult child who will be the caregiver. However, other arrangements can be made as well, such as where non-caregiving children contribute financially to help pay the family caregiver.&nbsp;
Creating such a formal document with family members may feel a little strange. Still, doing so is important, as having everything in writing prevents problems later on.&nbsp;
<h4 style="padding-left: 72pt;">How Can Seniors Raise Funds?&nbsp;</h4>
Personal care agreements are often the most viable option for adult children and their aging parents. Many families simply aren&rsquo;t eligible for government programs or find that the application process and waiting lists take far too long.&nbsp;
However, seniors often don&rsquo;t have much money, so this approach can be difficult. As AARP highlights, one approach is to focus on the home. Many older adults could easily downsize, a process that may earn them money and also mean that they&rsquo;re in a safer environment (which is incredibly important for housebound seniors). Downsizing might even decrease the need for home modifications, which is relevant for safety too.&nbsp;
It's also possible to get a home equity loan or reverse mortgage. While those approaches can be helpful, they should be approached carefully, as there are risks.&nbsp;
&nbsp;
<h2>What Is The Pay Rate For Family Caregivers?</h2>
The pay rate for family caregivers varies depending on the state and the program, but it&rsquo;s never particularly high. You&rsquo;re often looking at close to the minimum wage for your state.&nbsp;
Some states are also more generous than others. For example, California is one of the most powerful states for caregiving support, while many other states provide less.&nbsp;
There may also be a cap on the number of hours per month. You&rsquo;ll only get paid for care up to that threshold. If you go beyond it, the extra hours are generally unpaid.&nbsp; 
<h2>Will Social Security Pay For A Caregiver?&nbsp;</h2>
Social Security doesn&rsquo;t directly pay for caregiver services. However, an aging parent might use their Social Security income to pay a family member for assistance.
This may be a necessary approach if the senior isn&rsquo;t eligible for any of the programs highlighted on this list. However, many seniors have limited income, so the amount they can pay may be low.&nbsp; 
<h2>What About Supplemental Security Income (SSI)?&nbsp;</h2>
Similarly, SSI doesn&rsquo;t directly pay for caregiving, but seniors can use the money to pay family members if they choose.&nbsp;
Of course, SSI is an income-based program, so seniors who are eligible for SSI may also be eligible for some of the other programs highlighted on this list, including Medicaid waiver programs.&nbsp; 
<h2>Other Sources Of Support &amp; Income For Family Caregivers</h2>
Getting paid as a caregiver isn&rsquo;t your only option. You can also look for assistance programs, including ones that focus on caregiver support.&nbsp;
Respite care is a fantastic approach. Respite care means that someone else looks after your loved one for a while, providing you with a break and a chance to focus on your own mental health.&nbsp;
You can turn to your job as well. Some companies offer paid leave for caregiving. This could be perfect if you&rsquo;re still working and only occasionally need time off to help your loved one.&nbsp;
There are also programs that won&rsquo;t pay you to be your loved one&rsquo;s caregiver but will pay someone else to do so (often someone from a home care agency). This is still incredibly helpful, as it frees up some of your time and energy. If someone else is doing some of the caregiving tasks, then you can use that time to rest and regroup, or to earn money.&nbsp;
Doing so could be even more powerful than getting paid as a caregiver. After all, caregiving is an exhausting role that can lead to physical and mental health problems. It might be wise to allow someone else to do some of the caregiving tasks, then just help out where you can.

Supporting a loved one gets expensive fast. Getting paid as a caregiver is a powerful way around the problem. Learn five ways to get paid as a family caregiver.

5 Ways To Get Paid As A Family Caregiver | Ready Set Care

5 Ways To Get Paid As A Family Caregiver

Caring for a loved one has its difficulties. The true costs of caregiving are often unrecognized and under-appreciated. Learn about the unforeseen costs that come with caring for a loved one.

The Unforeseen Costs Of Family Caregiving | Ready Set Care

The Unforeseen Costs Of Family Caregiving

Medicaid and Medicare are both important health-related programs in the United States. They provide financial support for many people, helping to cover medical expenses and ensure that needs are met.&nbsp;
However, the two programs are both complex and are often confused with each other.&nbsp;
This isn&rsquo;t surprising, as Medicare and Medicaid can both pay for many of the same types of services, albeit in different situations and with different criteria. So, what are the differences and similarities between the services? When might you use one over the other? We will cover the answers to these questions in this article.
&nbsp;
<h2>Medicare vs. Medicaid: What&rsquo;s the difference?</h2>
&nbsp;
<h3 style="padding-left: 36pt;">MEDICARE 101</h3>
Medicare is a type of insurance. People pay into it throughout their lives, then that fund is used to pay for a variety of medical expenses.&nbsp;
Medicare doesn&rsquo;t cover everything. Instead, Medicare users still pay part of their costs, often through deductibles and premiums.&nbsp;
Medicare is also a federal program. As such, it is run by a federal government agency (the Centers for Medicare &amp; Medicaid Services) and tends to be the same no matter where you are in the United States.&nbsp;
Importantly, Medicare isn&rsquo;t income-based. Instead, people over 65 can sign up, regardless of income. The same is true for other eligible groups, including those on dialysis, those with ALS, and people who are disabled.&nbsp;
Medicare is also more complex than Medicare, as it has four different parts and specific enrollment periods.&nbsp; 
<h4 style="padding-left: 72pt;">What Are The Different Parts Of Medicare?</h4>
Medicare has <a href="https://www.medicare.gov/basics/get-started-with-medicare/medicare-basics/parts-of-medicare">four main parts</a>.&nbsp;
<ul>
<li style="list-style-type: none;">
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">Medicare Part A is hospital insurance. Medicare Part A covers inpatient care in places like hospitals, hospices, and skilled nursing facilities. </li>
<li style="font-weight: 400;" aria-level="1">Medicare Part B is medical insurance. Medicare Part B covers outpatient care, some types of home health care, durable medical equipment, preventive services, and a variety of health care provider services, including doctor visits. Collectively Medicare Part A and Medicare Part B are known as Original Medicare. </li>
<li style="font-weight: 400;" aria-level="1">Medicare Part C refers to Medicare Advantage plans. Medicare Advantage plans are alternatives to Original Medicare. They&rsquo;re Medicare-approved and are provided by private insurance companies. Medicare Advantage plans typically provide most of the benefits of Medicare Part A and Part B, plus drug coverage. However, there are some differences, and the specific services are influenced by the plan you choose. </li>
<li style="font-weight: 400;" aria-level="1">Medicare Part D is coverage for prescription drugs and also covers <a href="../articles/guide-to-senior-vaccines">various vaccines and shots</a>. Members get medication coverage either by signing up for Medicare Part D or by choosing a Medicare Advantage Plan, many of which include prescription drug coverage. Finally, there is Medicare Supplemental Insurance, also known as Medigap insurance which comes from private insurance companies and aims to cover the areas that Original Medicare doesn&rsquo;t. It&rsquo;s only used for Original Medicare users, so it&rsquo;s not relevant if you&rsquo;re using a Medicare Advantage plan. </li>
</ul>
</li>
</ul>
</li>
</ul>
Original Medicare vs. Medicare Advantage
<a href="https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/your-coverage-options/compare-original-medicare-medicare-advantage">According to medicare.gov</a>, under Original Medicare, you&rsquo;re able to visit any doctor that accepts Medicare and generally don&rsquo;t need a referral for specialist visits. Medicare Advantage plans are often more restrictive, which may limit the specific providers you can use and mean you need a referral to visit a specialist.&nbsp;
Under Original Medicare, you first pay a deductible, then pay roughly 20% of the approved amount. This is known as co-insurance. Costs vary for Medicare Advantage plans which means&nbsp;that some services have lower out-of-pocket costs, while others have higher ones.&nbsp;
Original Medicare charges Part B premiums. You sometimes pay this under Medicare Advantage plans too (often with a fee for the plan as well), but other times there is no plan premium and some of your Part B premiums may be paid too.&nbsp;
Medicare Advantage plans often have a yearly cap. They cover all the crucial services included in Original Medicare, and some may provide extra services not found in Original Medicare.&nbsp;
The differences in price and services are strongly influenced by which Medicare Advantage plan you choose.&nbsp; 
<h4 style="padding-left: 72pt;">Signing Up for Medicare</h4>
Medicare eligibility begins three months before a person turns 65. Most people sign up for Original Medicare at this point, to avoid any penalties or gaps in service. However, <a href="https://www.cms.gov/Outreach-and-Education/Find-Your-Provider-Type/Employers-and-Unions/FS3-Enroll-in-Part-A-and-B.pdf">there are some situations</a> where you might choose to delay signing up, such as if you still receive insurance from an employer.&nbsp; 
The initial period of eligibility lasts for seven months, ending three months after the month a person turned 65. Exactly when the coverage begins <a href="https://www.medicare.gov/basics/get-started-with-medicare/sign-up/when-does-medicare-coverage-start">depends on the month</a> that you signed up for Medicare.
There is also a general enrollment period from January 1 to March 31 annually. People who missed signing up when they were initially eligible need to do so in this window.&nbsp;&nbsp;&nbsp;
Beyond this, there is a <a href="../articles/medicare-open-enrollment-how-you-can-help-your-loved-one">Medicare open enrollment period</a>. This doesn&rsquo;t refer to the Original Medicare. Instead, it&rsquo;s the time when people can swap from their Original Medicare to a Medicare Advantage plan, can change Medicare Advantage Plans, or go back to their Original Medicare.&nbsp;
The enrollment period here is in the fall, starting on October 15 and ending on December 7.&nbsp;
This window is particularly important if your circumstances have changed and you need to adjust your coverage or if your current plan isn&rsquo;t meeting your needs.&nbsp; 
<h3 style="padding-left: 36pt;">MEDICAID 101&nbsp;</h3>
In contrast, Medicaid is run by the federal government and by state governments. Due to this, requirements, services, and other factors can vary from one state to the next.&nbsp;
Medicaid is also an assistance program that focuses on supporting low-income people, regardless of their age. Co-payments are sometimes required for services, but these are typically low, as Medicaid beneficiaries have limited funds.&nbsp;
Medicaid covers a large range of services, including routine medical care, hospital visits, some types of screenings and preventative services, and even long-term care in some situations.&nbsp;
<h4 style="padding-left: 72pt;">Eligibility Requirements</h4>
While Medicare is available to anyone aged 65 and above, Medicare has strict eligibility requirements, including income thresholds. There is a <a href="https://www.medicaid.gov/medicaid/national-medicaid-chip-program-information/medicaid-childrens-health-insurance-program-basic-health-program-eligibility-levels/index.html">comprehensive state-by-state table at medicaid.gov</a> that highlights the different income thresholds for each state.&nbsp;
Other criteria influence Medicaid eligibility too, including state residency and immigration status.&nbsp;&nbsp;
Assets are relevant to Medicaid eligibility as well, but you <a href="../articles/medicaid-myths-debunked">can&rsquo;t just give away assets</a> to be eligible for Medicaid faster.&nbsp;
<h4 style="padding-left: 72pt;">Covered Services</h4>
Medicaid covers many of the health care services that Medicare does and has greater support in some areas, including various types of preventative care and eyeglasses. Medicaid also provides pregnancy and family planning services, nursing facility services, home health, and more.&nbsp;
Some of the services <a href="https://www.medicaid.gov/medicaid/benefits/mandatory-optional-medicaid-benefits/index.html">are federally mandated</a>, but there are also many optional ones. States can decide which of these to offer, which is partly why Medicaid varies so much between states.&nbsp;
Medicaid is also more relevant for some types of long-term care, which can include in-home care and, in some cases, nursing home care. However, facilities aren&rsquo;t obliged to accept Medicaid, so you&rsquo;ll need to work out which ones do.&nbsp;
Medicaid is also able to pay for some Medicare fees, including the 20% of service charges that Medicare does not cover, plus the Medicare premium. As such, Medicaid can help people access Medicare who normally wouldn&rsquo;t be able to.&nbsp; 
<h2>What does it mean to be Dual Eligible?&nbsp;</h2>
People with both full Medicaid and Medicare are considered dually eligible. Dual-eligible beneficiaries still get the regular options for Medicare coverage and are able to choose Medicare Advantage plans.
There are even specific dual-eligible Medicare Advantage plans that are designed to make things easier.&nbsp;
When services are paid for, Medicare pays first. Medicaid is only used after Medicare and other types of health insurance.&nbsp;&nbsp; 
<h2>Final Take-Aways</h2>
Despite the similar names and focus on helping with health care costs, Medicare and Medicaid are two very services.&nbsp;
Medicare is a health insurance program that can come with monthly premiums, while the Medicaid program focuses on supporting low-income people and comes with fewer fees. Remember, because Medicaid is state and federally-managed, each state Medicaid program is different.&nbsp;

Despite being very different programs, Medicare and Medicaid are often confused. Learn the differences between Medicare and Medicaid.

What Is The Difference Between Medicare and Medicaid? | Ready Set Care

What Is The Difference Between Medicare and Medicaid?

Caring for a family member, whether they&rsquo;re a <a href="https://www.readysetcare.com/resources/articles/challenges-of-caring-for-a-parent">parent</a>, grandparent, child, or spouse, along with the <a href="https://www.readysetcare.com/resources/articles/how-to-cope-with-the-common-emotions-of-caregiving">emotional challenges</a> involved, can present financial challenges by keeping you from working full or even part-time. If you are serving as a family caregiver for your spouse, there are certain government programs that may offer compensation for the services you provide.&nbsp;
Additionally, there are programs available from a variety of entities that may offer other assistance for family caregivers in the form of access to resources or care services.&nbsp;
There may also be alternative options to consider for receiving compensation for caring for your spouse. For instance, alternative forms of financial assistance could come from: 
<ul>
<li style="font-weight: 400;" aria-level="1">A relative or friend who wants to contribute to your spouse&rsquo;s medical care.&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">Your spouse&rsquo;s income from Social Security or SSI, if any, may be used for this purpose if feasible.&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">An employer may offer paid family leave to you to care for your spouse for a certain period of time. </li>
</ul>
Below we have listed a number of programs that may provide compensation or other assistance to spousal caregivers who help their loved one perform certain activities of daily living. 
<h2>4 Financial Assistance Programs For Spousal Caregivers</h2>
Some of these programs are sponsored by federal or national organizations, while others are sponsored by state governments, a combined federal/state effort, or other organizations. These sources, if applicable, can be combined with any other sources of support to deliver directed care and build personal care programs.
When using these and other resources to build a program of comprehensive assistance for family caregivers, it should be noted that qualification criteria differ from program to program.&nbsp;
The Medicaid program, for example, is generally mean- or condition-based, while qualifying for Medicare is based on the care recipient&rsquo;s age.&nbsp;
Programs that may offer compensation or other assistance to spousal caregivers based on the financial means or the medical condition of the person receiving care include:
<h3 style="padding-left: 36pt;">1. Medicaid&nbsp;</h3>
Most states allow Medicaid recipients to hire a family member as a paid caregiver through a Medicaid waiver program: <a href="https://www.medicaid.gov/medicaid/ltss/self-directed/index.html">Medicaid waiver self-directed long-term services and supports (LTSS) programs</a>. States offer a variety of consumer-directed caregiving options, including <a href="https://www.medicaid.gov/medicaid/hcbs/authorities/1915-j/index.html">self-directed personal assistant services</a>, which enable participants to choose and pay their health services provider. These Home &amp; Community-Based Services (HCBS) fall under the waiver program. To determine if a person qualifies for Medicaid, <a href="https://www.hhs.gov/answers/medicare-and-medicaid/who-is-eligible-for-medicaid/index.html">contact your state&rsquo;s Medicaid office</a>.
&nbsp;
<h3 style="padding-left: 36pt;">2. State Programs </h3>
In some states, programs that pay family caregivers stipends to care for a loved one may be available for those who don&rsquo;t qualify for Medicaid or when certain conditions are involved such as traumatic brain injury. For instance, in California, in-home supportive services (IHSS), provide resources to help qualifying individuals receive care at home. New York, Florida. New Jersey and Arizona have similar programs. To see if your state offers this type of program, you can contact your state&rsquo;s department of social services or human services, or Medicaid office.&nbsp;
<h4 style="padding-left: 72pt;"> State Health Insurance Assistance Program (SHIP)</h4>
<a href="https://www.shiphelp.org/">SHIP</a> operates on a national basis to provide counseling, resources, and assistance accessible to adults on Medicare, Medicaid, and Medicare supplemental insurance, also known as Medigap.
<h4 style="padding-left: 72pt;">Centers for Medicare &amp; Medicaid Services The <a href="https://www.cms.gov/">Centers for Medicare &amp; Medicaid Services</a> (CMS) provides several programs to eligible individuals, with different features from state to state. The CMS facilitates accessible and affordable options for care with Medicaid, Medicare, and Health Insurance Exchanges.</h4>
Programs that may offer assistance to caregivers based on the age of the individual receiving care include: 
Program of All-Inclusive Care for the Elderly (PACE)
PACE is a program sponsored by Medicare that covers some of the medical and social service expenses paid by adults who need nursing home care level at home.&nbsp;
The program&rsquo;s goal is to enable adults to live in their homes while receiving care rather than staying at a long-term care facility. This program is not available in every state. 
Eligibility for PACE in the states where it is offered requires the following:
<ul>
<li style="list-style-type: none;">
<ul>
<li style="list-style-type: none;">
<ul>
<li style="list-style-type: none;">
<ul>
<li style="list-style-type: none;">
<ul>
<li>55 or older</li>
<li style="font-weight: 400;" aria-level="2">Reside in the PACE service area</li>
<li style="font-weight: 400;" aria-level="2">Require a nursing home-level of care</li>
<li style="font-weight: 400;" aria-level="2">The PACE program will enable the person to live safely in the community&nbsp;</li>
</ul>
</li>
</ul>
</li>
</ul>
</li>
</ul>
</li>
</ul>
For Medicaid program participants, no monthly premium is charged for the long-term care aspect of PACE. If a PACE participant has Medicare, there is a monthly premium for the long-term care benefit as well as a premium for Medicare Part D drugs. To learn more, visit Medicare&rsquo;s <a href="https://www.medicare.gov/your-medicare-costs/get-help-paying-costs/pace">PACE page</a>. 
Elder Affairs/Aging Department: Each state has a department focused on helping seniors, offering a variety of services.
Other programs which may offer assistance including compensation to caregivers include: 
<ul>
<li style="list-style-type: none;">
<ul>
<li style="list-style-type: none;">
<ul>
<li style="list-style-type: none;">
<ul>
<li style="list-style-type: none;">
<ul>
<li aria-level="1">Veterans Programs Military veterans may qualify for the <a href="https://acl.gov/programs/veteran-directed-home-and-community-based-services/veteran-directed-home-community-based">Veteran-Directed Home Care Program</a>, which provides funds for veterans to compensate family caregivers. Another program, <a href="https://www.va.gov/pension/aid-attendance-housebound/">Aid &amp; Attendance</a>, can also provide funds for caregiver services. </li>
</ul>
</li>
</ul>
</li>
</ul>
</li>
</ul>
</li>
</ul>
<ul>
<li style="list-style-type: none;">
<ul>
<li style="list-style-type: none;">
<ul>
<li style="list-style-type: none;">
<ul>
<li style="list-style-type: none;">
<ul>
<li aria-level="1">The National Family Caregiver Support Program (NFCSP) The <a href="https://acl.gov/programs/support-caregivers/national-family-caregiver-support-program">NFCSP</a> offers grants that states and territories can use as funding to support family and informal caregivers. The program offers: </li>
</ul>
</li>
</ul>
</li>
</ul>
</li>
</ul>
</li>
</ul>
<ul>
<li style="list-style-type: none;">
<ul>
<li style="list-style-type: none;">
<ul>
<li style="list-style-type: none;">
<ul>
<li style="list-style-type: none;">
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="1">Information to caregivers about available services</li>
<li style="font-weight: 400;" aria-level="1">Assistance to caregivers in gaining access to the services</li>
<li style="font-weight: 400;" aria-level="1">Individual counseling, organization of support groups, and caregiver training</li>
<li style="font-weight: 400;" aria-level="1">Respite care</li>
<li style="font-weight: 400;" aria-level="1">Supplemental services, on a limited basis </li>
</ul>
</li>
</ul>
</li>
</ul>
</li>
</ul>
</li>
</ul>
</li>
</ul>
<h2>Can Long-Term Care Insurance Help With Caregiving Expenses?</h2>
A long-term care insurance policy could be another source of income for home health care services provided by a spouse caregiver. Such policies typically cover expenses for care that are not covered by health insurance, care needed for seniors who have Alzheimer&rsquo;s disease, a disability inhibiting their ability to perform daily personal care, or a chronic medical condition.
 If your spouse has a long-term care insurance policy, you can contact the insurance company that wrote the policy to see if they offer in-home care provider compensation.
In addition to government programs, long-term care insurance can be another option for receiving payment as a family caregiver. It typically covers expenses for care that is not covered by health insurance, cares needed for seniors who have Alzheimer&rsquo;s disease, a disability inhibiting their ability to perform daily personal care, or a chronic medical condition.
Tax deductions also may be available for those providing <a href="https://www.readysetcare.com/resources/articles/federal-and-state-tax-breaks-for-family-caregivers">family caregiving</a> services. One such option is the <a href="https://www.irs.gov/credits-deductions/individuals/child-and-dependent-care-credit">dependent care credit</a>, which can cover up to 35% of your qualifying expenses.&nbsp; 
<h2>Looking to be a Paid Caregiver For Your Spouse?</h2>
Caregiving for a spouse can be similar to working a full-time job.&nbsp;
As a result, if you are caring for a spouse, it can significantly cut into the time you have available to earn money through employment.&nbsp;
For this reason, it makes sense to look into the various programs offered by the government and other organizations that may provide caregivers with compensation or other resources. The programs listed above can provide just these types of resources for those who meet their eligibility requirements. Try calling your local <a href="https://acl.gov/about-acl/administration-aging">Administration on Aging (AOA) to learn what resources</a> are available to you that might help reduce certain caregiving costs. You can also search <a href="https://eldercare.acl.gov/Public/Index.aspx">Eldercare.gov</a> to find resources in your area that provide information and assistance for older adults and caregivers.

<span data-sheets-value="{&quot;1&quot;:2,&quot;2&quot;:&quot;A Registered Investment Advisor Representative and Senior Planning Specialist with 30+ years of experience. As President and Chief Investment Officer of Santa Ana-based Syzygy Financial LLC, he helps seniors deal with all financial and healthcare aspects of the senior experience, including Social Security claiming strategies, Medicare, Medigap, long-term care, and overall financial planning strategy.&quot;}" data-sheets-userformat="{&quot;2&quot;:8963,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:3,&quot;3&quot;:2},&quot;11&quot;:4,&quot;12&quot;:0,&quot;16&quot;:11}">Josh Iversen is a Registered Investment Advisor Representative and Senior Planning Specialist with 30+ years of experience. As President and Chief Investment Officer of Santa Ana-based Syzygy Financial LLC, he helps seniors deal with all financial and healthcare aspects of the senior experience, including Social Security claiming strategies, Medicare, Medigap, long-term care, and overall financial planning strategy.

Learn the programs available that may offer compensation to a family caregiver who is taking care of their spouse and meeting the relevant eligibility criteria.

Can A Spouse Be Paid As A Family Caregiver? (Tips, Programs, and Benefits) | Ready Set Care

Can A Spouse Be Paid As A Family Caregiver? (Tips, Programs, and Benefits)

As parents age, their adult children often become more involved in their care. This may involve helping them pay bills, as well as doing house or yard work for them. At some point, many children find themselves taking on a caregiver role for their aging parents, whether part-time or full-time. This may occur as a result of a parent suffering from Alzheimer&rsquo;s or dementia or simply needing help on a regular basis with various activities of daily living.
For some adult children, this is a temporary duty until their parents move into a nursing home or retirement facility which offers some level of elder care services. For children whose parents want to remain in their homes, this is not an option. In such cases, either outside caregiving assistance must be arranged or one or more of the children must step into the role of primary caregiver themselves.
When an elderly parent requires full-time care, there are a number of decisions to be made about how best to provide that care. This may include deciding how to pay for any outside care needed in addition to the services the children are providing.&nbsp;
One of the most consequential decisions is in regards to whether you as a caregiver should say &ldquo;I quit my job&rdquo; in order to care for your parent full-time. While doing so can free up significant time to devote to caregiving responsibilities, it also can cause financial strain. Whether it is worth doing will depend to a large degree on whether the time freed up by leaving your job outweighs the financial hit it causes.
&nbsp;
<h2>Advantages &amp; Disadvantages of Caregiving While Working Full-Time</h2>
<h3 style="padding-left: 36pt;"> Advantages</h3>
The advantages of keeping your full-time job while still providing care for a parent include: 
<h4 style="padding-left: 72pt;"> Improved quality of care:&nbsp;</h4>
With more time you can provide better care to your parents and be more attentive to their caregiving needs. This includes overseeing their health care by scheduling and making sure they make it to regular visits to a doctor.
<h4 style="padding-left: 72pt;">Reduce the cost of third-party caregiving services:&nbsp;</h4>
Paying for nursing home care is not cheap, and by keeping your parent at home you save the money that this would cost. The same applies to hiring an in-home caregiver, which can also be expensive.&nbsp;
<h4 style="padding-left: 72pt;">Keep parents in their home&nbsp;</h4>
A primary goal of many elderly individuals is to remain within their homes. By becoming their caregiver, you can make this happen. 
Better relationship with a parent The extra time you spend with your parent or parents gives you a chance to deepen your relationship with them.&nbsp;
&nbsp;
Note: For potential caregiver compensation, some programs such as Medicaid may offer compensation to caregivers for people enrolled in the program.&nbsp; 
<h3 style="padding-left: 36pt;">Disadvantages</h3>
People who continue to work while providing a significant amount of care to a parent or parents often face a <a href="../../resources/articles/challenges-of-caring-for-a-parent">number of challenges</a> in doing so. These can include: 
<h4 style="padding-left: 72pt;">Difficulty at work</h4>
As a caregiver, it can be hard to perform at your best at the job and at home. To provide the best care possible to a parent, it may be necessary to cut back on your work hours. This can not only infringe on your ability to do your best at work but can also impede your career development. 
<h4 style="padding-left: 72pt;">Pressure from coworkers</h4>
If you are not able to fulfill all of your work duties as a result of being a caregiver, this can result in pressure and even discrimination from your co-workers and even bosses. Your caregiver role may cause you to miss work often which can cause resentment among other workers who feel they have to pick up the slack. 
<h4 style="padding-left: 72pt;">Financial strain If you have to cut back your hours at work, this can result in financial stress. Additionally, you may not be able to contribute as much to a 401k plan or Social Security and other retirement benefits programs.</h4>
<h4 style="padding-left: 72pt;">Physical and Emotional Stress Aside from the financial stress working as a caregiver and at a job can take, there is also the potential for physical and emotional stress. Because you may not be able to fully complete all your duties at work, this can result in stress. When this is added to the natural stress of dealing with a parent in declining health, it can take a physical and emotional toll on a person. </h4>
<h2>What are the Risks of Leaving Your Job to Take Care of a Parent?</h2>
<h4 style="padding-left: 36pt;"> Lost or Reduced Income</h4>
A major drawback to quitting your job to become a caregiver is the lost income. 
While there are programs that may compensate you as a caregiver in certain cases, these can take time to apply and qualify for, or may not apply at all in your case. As a result, it is important to thoroughly model the financial impact of leaving our job. 
Consider whether your parents have the income they can dedicate to their care, whether in the form of a regular stipend to you or free room and board, or other assistance, that can play a part in making quitting your job to care for them feasible.
<h4 style="padding-left: 36pt;">Lost Social Security Benefits</h4>
While caring for a parent often involves long hours of work, because in most cases they are not directly compensated, these hours don&rsquo;t qualify you for Social Security benefits. Thus, you may lose out on a significant amount of such benefits depending on how long you serve as your parent&rsquo;s full-time caregiver.
<h4 style="padding-left: 36pt;">Reduced Retirement Savings</h4>
When you leave your job, not only do you lose what you would receive in salary or direct compensation but also your ability to contribute to an employer-sponsored retirement plan such as a 401k. 
In the worst case, you may find that you have to raid your existing retirement accounts to make ends meet.&nbsp;
<h4 style="padding-left: 36pt;">Job Skill Atrophy</h4>
The time spent caring for a parent or parents can take its toll on the skills you use at your place of employment. If and when you choose to return to the workplace, you may find that there are new requirements to do your job or that it takes some time to return your skills back to their previous level.&nbsp;
Lost Work Connections
When you are out of the workforce it naturally becomes hard to maintain and nurture your connections with others in the industry. 
While this may be more or less important depending on the type of work you do, in some cases it can be a significant impediment to getting work or maximizing a person&rsquo;s income.
<h4 style="padding-left: 36pt;">Mental and Emotional Fatigue</h4>
Serving as a family caregiver can be emotionally draining. One reason for this is that the job can be isolating as it often precludes you from doing much socializing with people other than your parents. 
Over time, this isolation can result in emotional burnout, making it difficult for a caregiver to give their full attention to the care they provide.&nbsp;
<h2>&nbsp;</h2>
<h2>What Support Is Available for Family Caregivers?</h2>
The decision as to whether to quit your job to become a full-time caregiver is complex. For some, it may be the right answer while for others it won&rsquo;t work.&nbsp;
For those who do take this step, there are a variety of programs and options they can look to for support. These may take the form of <a href="../../resources/articles/finding-family-caregiver-support-groups">family caregiver support groups</a> to help you deal with the <a href="../../resources/articles/how-to-cope-with-the-common-emotions-of-caregiving">emotional toll</a> of caregiving, financial aid, or other types of senior care assistance such as adult day care or respite care.
These include:
<h4 style="padding-left: 36pt;">Unemployment Insurance&nbsp;</h4>
A number of states have unemployment policies that may make unemployment insurance (UI) available to people who are forced to quit their jobs to care for an elderly relative. Each state has its own particular eligibility requirements.&nbsp;&nbsp;
<h4 style="padding-left: 36pt;">Parent&rsquo;s Benefits</h4>
If your parents receive benefits from an insurance policy or for monthly in-home care, they can pay you directly from these proceeds. This can include life insurance policies, long-term care insurance, and VA benefits. 
It&rsquo;s recommended to set up a personal care agreement to guide these types of arrangements to minimize any questions or issues arising after the fact.
<h4 style="padding-left: 36pt;">Medicaid</h4>
Most states allow Medicaid recipients to hire a family member as a paid caregiver through a Medicaid waiver program: <a href="https://www.medicaid.gov/medicaid/ltss/self-directed/index.html">Medicaid waiver self-directed long-term services and supports (LTSS) programs</a>. States offer a variety of self-directed caregiving options, including <a href="https://www.medicaid.gov/medicaid/hcbs/authorities/1915-j/index.html">self-directed personal assistant services</a>, which enable participants to choose and pay their providers. These Home &amp; Community Based Services (HCBS) fall under the waiver program. To determine if your mother qualifies for Medicaid, <a href="https://www.medicaid.gov/about-us/contact-us/index.html">you can look for your state&rsquo;s Medicaid office</a> at this link.
<h4 style="padding-left: 36pt;">State programs</h4>
In some states, programs that pay family caregivers may be available for those who don&rsquo;t qualify for Medicaid or when certain conditions are involved such as traumatic brain injury.&nbsp;
<ul>
<li style="list-style-type: none;">
<ul>
<li style="font-weight: 400;" aria-level="2">To see if your state offers this type of program, you can contact the state department of social services or human resources, or your local Medicaid office. </li>
<li style="font-weight: 400;" aria-level="2">State Health Insurance Assistance Program (SHIP) &ndash; <a href="https://www.shiphelp.org/">SHIP</a> operates on a national basis to provide counseling, resources, and assistance accessible to adults on Medicare, Medicaid, and Medicare supplemental insurance, also known as Medigap.</li>
</ul>
</li>
</ul>
<h4 style="padding-left: 36pt;">Centers for Medicare &amp; Medicaid Services</h4>
The <a href="https://www.cms.gov/">Centers for Medicare &amp; Medicaid Services</a> (CMS) provides several programs to eligible individuals, with different features from state to state. The CMS facilitates accessible and affordable options for care with Medicaid, Medicare, and Health Insurance Exchanges.

<span data-sheets-value="{&quot;1&quot;:2,&quot;2&quot;:&quot;A Registered Investment Advisor Representative and Senior Planning Specialist with 30+ years of experience. As President and Chief Investment Officer of Santa Ana-based Syzygy Financial LLC, he helps seniors deal with all financial and healthcare aspects of the senior experience, including Social Security claiming strategies, Medicare, Medigap, long-term care, and overall financial planning strategy.&quot;}" data-sheets-userformat="{&quot;2&quot;:8963,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:3,&quot;3&quot;:2},&quot;11&quot;:4,&quot;12&quot;:0,&quot;16&quot;:11}">A Registered Investment Advisor Representative and Senior Planning Specialist with 30+ years of experience. As President and Chief Investment Officer of Santa Ana-based Syzygy Financial LLC, he helps seniors deal with all financial and healthcare aspects of the senior experience, including Social Security claiming strategies, Medicare, Medigap, long-term care, and overall financial planning strategy.

Are you considering quitting your job to care full-time for a parent? Consider the challenges you may face prior to quitting.

Should You Quit Your Job To Take Care Of A Parent? | Ready Set Care

Should You Quit Your Job To Take Care Of A Parent?

Pay for family caregivers is more common than people realize. Our team of experts provided options for programs and resources offering caregiver compensation and information about how to qualify for benefits.

Caregiver Compensation

Relevant Articles (0)